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 How does the official receiver find out
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ayr994
Starting Member



4 Posts

Posted - 19 May 2009 :  10:17:34  Show Profile  Visit ayr994's Homepage  Reply with Quote
How does the official receiver find out what bank accounts you have to freeze them, if you have been made involuntarily bankrupt

gettingoutofdebt
forum expert



2418 Posts

Posted - 19 May 2009 :  10:36:17  Show Profile  Reply with Quote
The BR will be listed on the Insolvency Register and in the London Gazette and all of the banks, credit agencies, etc. normally scan these pages on a daily basis.

I am not 100% sure but you are probably legally obliged to disclose any information the OR requests as well.
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Deedee
New Member

United Kingdom
60 Posts

Posted - 19 May 2009 :  10:49:37  Show Profile  Reply with Quote
You will be sent a pack by the OR which will need to be filled in. You list all your creditors on the form and also do a SOA. If you put up your SOA on the board the people here will check you have not missed anything.

This is a good template
http://www.makesenseofcards.co.uk/soacalc.html
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 19 May 2009 :  11:25:16  Show Profile  Reply with Quote
Also, it's not the OR who freezes your bank account, it's the bank. Once the details have been published in the London or Edinburgh Gazette the bank will then freeze the account.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

22 IPA payments made, 14 to go - on the home straight!
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