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 can you go into a debt management plan		  New Topic  Reply to Topic
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post4
Starting Member



1 Posts
Posted - 02 June 2009 :  22:45:52  Show Profile  Visit post4's Homepage  Reply with Quote
can you go into a debt management plan or do you have to go bankrupt? ive recently lost a adjudication and have to pay within seven days.
havent got the money to pay!

Niobe
Administrator



United Kingdom
4590 Posts
Posted - 02 June 2009 :  23:10:09  Show Profile  Reply with Quote
Hi,

If you can get your creditors to agree, there is no reason why you can't do a debt management plan.

I suggest you have a word with them and see what they say.

The glimmer gets brighter all the time

Jan
xx
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Deedee
New Member

United Kingdom
60 Posts
Posted - 06 June 2009 :  23:18:10  Show Profile  Reply with Quote
If you do decide to go for a DMP then you can try to negotiate with your creditors and do a self managed DMP or if you get in touch with one of the debt charities they will negotiate for you and not charge for the privillage

Please make sure you get some professional advice from one of the debt charities on this.
Consumer Credit Counselling Service - Telephone: 0800 138 1111 http://www.cccs.co.uk/
National Debtline - Telephone: 0808 808 4000 http://www.nationaldebtline.co.uk/
Citizens Advice Bureau - http://www.citizensadvice.org.uk/

Also Payplan will do free DMP's http://www.payplan.com/
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 07 June 2009 :  10:48:41  Show Profile  Reply with Quote
There is also a self help site that you can use to do it yourself:

http://www.debthelpcharity.com/

It gives you all the information you need, together with template letters to send to your creditors.

The glimmer gets brighter all the time

Jan
xx
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