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Sparkle83
Junior Member

258 Posts

Posted - 07 June 2009 :  19:33:01  Show Profile  Reply with Quote
for those a bit further down the line...

when did you go BR?

When did you get a BRU?

When did you get an IPA?

When did you get transfered to RTLU?

When did you get the I&E update form for early discharge?

When did your early discharge go through?

Weeks of BR

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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 07 June 2009 :  19:44:44  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
Hi

I went BR at 935 on 26th January 2009
I didnt get a BRU or IPA/O
My case hasnt been transfered to RTLU
I got my EDREV two weeks ago
Just waiting for discharge



Stu J Byron
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 07 June 2009 :  19:50:47  Show Profile  Reply with Quote
I'm going back a bit, but I went BR in March 2007.

I didn't get a BRU.

I was told I would get an IPA at my interview and I made the first payment 3 months later.

I don't know when my case was transferred to RTLU as they didn't tell me, I only found out from the insolvency register! It was then transferred to a different RTLU and I only found out when I had to contact them and was given a different phone number!

I didn't get ED.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

23 IPA payments made, 13 to go - on the home straight!
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 07 June 2009 :  20:03:50  Show Profile  Reply with Quote
I think you only get a BRU if you have done something wrong, like borrowing the money for gambling, don't you?

The glimmer gets brighter all the time

Jan
xx
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 07 June 2009 :  20:08:38  Show Profile  Reply with Quote
Yes, you only get a BRU if you have been reckless, gambled, borrowed money knowing you couldn't pay it back etc.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

23 IPA payments made, 13 to go - on the home straight!
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Sparkle83
Junior Member

258 Posts

Posted - 07 June 2009 :  20:21:06  Show Profile  Reply with Quote
it was more for knowing when it happened in the case of those that got one...

Weeks of BR

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Jane.l
Average Member

511 Posts

Posted - 08 June 2009 :  10:52:42  Show Profile  Reply with Quote
Both hubby and I went bankrupt end of August 2007

Bit of wrangling over an IPA but we did not get one

I got early discharge in February/March 2008 (cannot remember now)- did not get an I&E form to fill in as I was not working

Hubby had just a Nil Tax IPA and he was transferred to RTLU in February 2008. He did receive I&E form to fill in, the OR sent an IPA form to sign, we thought it unfair and challenged it, the matter was dropped and he got early discharge in April 2008

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Sparkle83
Junior Member

258 Posts

Posted - 20 June 2009 :  23:44:34  Show Profile  Reply with Quote
as an aside from this, we were BR on 3rd march, some friends of ours went BR on 27th feb, both in the same court, and both had exeter as our OR. Just looked on the register, and they are now listed as the OR office at Swansea (swansea is where the RTLU for the south west is). Does this mean they've been transferred to the RTLU?

will ours be much longer after that?

Weeks of BR

****5****10****15****20****25*
***30****35****40****45****50**
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paulsc
Junior Member



289 Posts

Posted - 21 June 2009 :  09:59:45  Show Profile  Reply with Quote
Bankrupt 20th May

22nd call from OR to say no interview

had a few calls since nothing major

Not supplied bank statements

Be told Probabaly no IPA

I did gamble on horses but OR doesnt think it will go any further.

Not sure what happens next

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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 21 June 2009 :  10:20:55  Show Profile  Reply with Quote
It sounds as though you just have to wait for discharge.

The glimmer gets brighter all the time

Jan
xx
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 21 June 2009 :  13:15:52  Show Profile  Reply with Quote
Jan is right, all you can do is wait to be discharged.

Sparkle, do you have any assets or are you paying an IPA as these are generally the reasons that a case will be passed to the RTLU.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

23 IPA payments made, 13 to go - on the home straight!
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Sparkle83
Junior Member

258 Posts

Posted - 21 June 2009 :  20:04:37  Show Profile  Reply with Quote
nope, no assets, and my latest I&E was too little DI for IPA, so we wont get that either

Weeks of BR

****5****10****15****20****25*
***30****35****40****45****50**
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