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 I am going br on 14th july
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bassmomma
Starting Member



20 Posts

Posted - 21 June 2009 :  20:39:28  Show Profile  Visit bassmomma's Homepage  Reply with Quote
I am going br on 14th july, 2 weeks after my hubby.
1.. on i+e do I put our joint jsa allowance on my form or do I just put my part of the joint jsa as my income.

2.. As our child benefit and child tax credit is ending on 13th august, should i put this in as income and explain that that date is my final benefit payment or not include it?

3.. our house of 19 years was reposessed in april and we are now renting, what should we put as shortfall? we owe approx £67000, and it has been put on the market for £53000 with an offer of £45000??

Thanks for advice in advance...

bassmomma
Starting Member



20 Posts

Posted - 22 June 2009 :  12:46:12  Show Profile  Visit bassmomma's Homepage  Reply with Quote
help???

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gettingoutofdebt
forum expert



2418 Posts

Posted - 22 June 2009 :  19:02:48  Show Profile  Reply with Quote
Hi,

1. Put your part of the jsa on the I&E.

2. Put the benefit/tax credit on the form as income as this will be the case when you declare BR. When you have the OR interview you can mention that the payments are stopping on the 13th Aug.

3. Put the amount that you owe i.e. £67k. The OR will contact the mortgage company and get the actual shortfall if/when the property is sold
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bassmomma
Starting Member



20 Posts

Posted - 23 June 2009 :  11:21:39  Show Profile  Visit bassmomma's Homepage  Reply with Quote
Thanks, will have to work out what part of jsa is allocated to me.

Think it is around £36.00

By the way, how soon does the OR interview me after BR date???

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gettingoutofdebt
forum expert



2418 Posts

Posted - 23 June 2009 :  15:26:45  Show Profile  Reply with Quote
The interview date can vary dramatically from place to place. I had mine 10 days after I was declared BR but some people have to wait 6 - 8 weeks. If you are lucky you may not even have to have an interview.
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