•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating


•Bankruptcy News

Media Room:
•Press releases
•Media Coverage

•About BankruptcyHelp
•Contact us
•Debt Glossary
•Insolvency jobs

  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum

Save Password
Forgot your Password?

 All Forums
 bankruptcy postbag for july
 Year Since Bankruptcy
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

Starting Member

United Kingdom
10 Posts

Posted - 21 July 2009 :  16:32:59  Show Profile  Reply with Quote
I was declared bankrupt on 25/7/2008. I started my Payment Agreement in November 2008 and have been making payments ever since. I know the house I owned at the time has been sold. I haven't been contacted by anyone since the beginning of the year. Any idea when I will be discharged??

forum expert

2418 Posts

Posted - 21 July 2009 :  16:38:47  Show Profile  Reply with Quote
You will automatically be discharged on the 25/7/2009 although may have received early discharge as you are not normally notified. Have a look on the Insolvency Register (http://www.insolvency.gov.uk/eiir/) and if you aren't already discharged then you will be on Saturday
Go to Top of Page

Starting Member

United Kingdom
10 Posts

Posted - 21 July 2009 :  16:44:05  Show Profile  Reply with Quote
Thanks for that. Will I receive written confirmation or is it just something that happens?
Go to Top of Page

forum expert

United Kingdom
3290 Posts

Posted - 21 July 2009 :  16:49:57  Show Profile  Reply with Quote
It's automatic discharge you won't hear anything from the OR. Your details will change on the insolvency register to show that you are discharged so make sure you print a copy in case you need proof of discharge. After 3 months you'll drop off the register completely.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

24 IPA payments made, 12 to go - on the home straight!
Go to Top of Page

Starting Member

United Kingdom
10 Posts

Posted - 28 July 2009 :  16:19:09  Show Profile  Reply with Quote
Now I'm discharged am I allowed to accumulate savings? I won't have a fortune but I'm 40 in two years time and would like to go on holiday to celebrate it. It will coincide nearly with my final IPA payment too. Skippy 13 - I'm following your hints on clearing up my credit file - thanks :-)
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06