Can an IVA help with the shortfall of a house sale when there is negative equity? and also with car finance when the vehicle has been repossessed by the car loan company?
Can an IVA be used to when the Inland Revenue require over due taxes paid, as well as local authority rates or coucil tax?
Any unsecured loan will fall within the remit of an IVA, be it the shortfall or any utility debts, plus the money from the car being repossessed.
If you are thinking along these lines rather than BR, then visit www.iva.com for a list of companies and reviwews. Give one or two a call and you will receive free and impartial advice as to all the options open to you.