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Hallway123
Junior Member
United Kingdom
181 Posts |
 Posted - 23 July 2009 : 16:50:22
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| I received 2 letters from the gas and electric today saying that the OR had written to them telling them about my bankruptcy they were fine about it,but I didn't know that she would write to them.I'm now worried sick about who else she's written to,will my coop bank now after 9 weeks get frozen,will the council evict me,will BT or mobile contract be cancelled.I thought the worst was over, also got my first wage slip with my new reduced hours on it and it's actualy £50 more than I told OR it would be cos paid less tax than I thought,so I'm now worried she might try and reduce I and E to try and get ipa from me, though on my reckoning she would have to reduce it by £300 to get one, I'm all in a panic again now can anyone offer any advice. |
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givemestrength
Junior Member
United Kingdom
141 Posts |
Posted - 23 July 2009 : 21:06:23
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| hi my gas and electric was fine i still have my co-op account , BT has been fine, my mobile with o2 was cancelled, i went bankrupt in feb. Dont worry about things , i havent heard a thing from my OR since my interview. what will be will be , |
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Sparkle83
Junior Member
258 Posts |
Posted - 26 July 2009 : 04:27:55
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did you list your mobile contracts as a debt on the form? we didnt and the or didnt contact them, and they were never suspended. Hubby actually just got given a new contract with a new phone a week ago :O
Weeks of BR
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Hallway123
Junior Member
United Kingdom
181 Posts |
Posted - 26 July 2009 : 07:46:03
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| No I didn't,but I didn't list gas and electric either and OR wrote to them . |
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debtinfo
forum expert
2826 Posts |
Posted - 26 July 2009 : 08:15:29
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| Hmm, are you sure that is what happened and that the Utility companies didnt just find out from public records. It would be unusual for the OR to write to them if you had no debts with them |
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Hallway123
Junior Member
United Kingdom
181 Posts |
Posted - 26 July 2009 : 16:03:53
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| No the letter said they had been informed by OR ,didn,t expect her to write to them,not even sure how she knew what suppliiers I used,cos I never told her. |
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debtinfo
forum expert
2826 Posts |
Posted - 26 July 2009 : 16:10:32
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| That is not normal practice, so im not sure how or why they would do this |
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Hallway123
Junior Member
United Kingdom
181 Posts |
Posted - 26 July 2009 : 16:40:33
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| I don't understand it myself I don't owe them a penny,so couldn't see the point in it, can't help but worry who else she's written to and am really quiet freaked out about it.They said they had been informed on 2 july so just hoping that if anyone else was going to contact me over this they would have already done so. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 26 July 2009 : 16:51:20
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Phone the OR tomorrow and ask exactly what has happened and who they have informed.
The glimmer gets brighter all the time
Jan
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Hallway123
Junior Member
United Kingdom
181 Posts |
Posted - 26 July 2009 : 17:15:08
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| Kallis I'm afraid I'm a coward not phoning OR unless I have to,think I'd rather just wait and see if I hear anything else, actualy found the letters and they actualy say we have been informed of your personal insolvency, they don't actualy mention OR,do you thing this might have something to do with my iva failing. |
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ripski
New Member
United Kingdom
90 Posts |
Posted - 26 July 2009 : 20:26:54
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This happened to me re gas and electric. I was up to date and they wrote saying that as I was now Br I could no longer have DD and credit. The OR was definate that they had not informed them as this was not their practice but thought that these companies trawled through the London Gazette.
ripski1 |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 26 July 2009 : 21:59:59
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It should not have anything to do with your IVA failing.
I do agree that they possibly either see it in the London Gazette or trawl the register. There is no reason for the OR to inform them if your payments are up to date.
The glimmer gets brighter all the time
Jan
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OR Letters
