| Author |
 Topic  |
|
Housing
Senior Member
United Kingdom
1399 Posts |
 Posted - 04 August 2009 : 22:03:08
|
Dear Sue  A Big smile (Please...)
When wwe soke in the week, you wer posiyive. All ov us have sfterred depression, remorse, anxiety and mant thought of suicide (invluf=-ding my wife who is NOT BR - but involved EVERY Day and we are runnuing doen some days - like tiotady - MY ESA Nben has beenm stopped with no concern to the peole behild the clain...
I soke to Johm my GP and he will be in the office from 6 am tomorrow and at 8,00 am or thereabout he will be that to write a letter to say I am still suffering frim stress and depression ansd should be able to Appeal - one fight after another...
Again I say = this is a FAB site for sharing emotions - I am reasoably bright 1970`s degree, a professional qualification and 57 years old. Had you said I would lose two firms and my livliehood in a year and a full breakdown, I would have laughed - not so funny mow - no one knows what is around the corner - keep in ther and make sure you show love to your family - in my case, 4 daughters, a wife and two grandchildren and one on the way to make number 3 - just before Chrisatmas - Joy of Joys, we hope and pray, Richard |
 |
|
|
sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 04 August 2009 : 22:08:14
|
Hi Helen
asI said before if you dont pay enough tax then he/she wont put an NTIPA in place likewise with your DI
Stick to your guns with the OR
Stu J Byron |
|
|
|
Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 04 August 2009 : 22:11:12
|
So sorry, I called you Sue - I aplogise you are Helen and I know that.
Keep using the site - it is GREAT and answers questions in a way that will assist you.
Take care and I am sure we will "speak" tomorrow, Richardxx |
|
|
|
helen_w5
New Member
79 Posts |
Posted - 04 August 2009 : 22:14:24
|
housing - thank you! I know last time we spoke i was doing ok, and some of the time i am ok, but then if i think about the reality of it i begin to get this feeling of doom over me and i get chest pains, my heart races and i cant stop worrying. It does pass, but I still cant eat - today ive had one piece of chocolate and a few spoonfuls of cereals. I never knew what stress was until this week and I can honestly say that everything ive dealt with before and thought it was hard was so easy compared to what im feeling now....
|
|
|
|
helen_w5
New Member
79 Posts |
Posted - 04 August 2009 : 22:18:23
|
Stu - thanks for clarifying that. I guess i have some hope then. I looked at my payslip and it confirms that from september i will be earning less than 500 per month.
Thanks for your ongoing support - where would i be now if it wasnt for you all - frightening thought
Once again - EVERYONE - know how much I appreciate you time in replies |
|
|
|
helen_w5
New Member
79 Posts |
Posted - 04 August 2009 : 22:19:27
|
| sorry meant "how much i appreciate your time in replies" |
|
|
|
frosie90
Junior Member
285 Posts |
Posted - 04 August 2009 : 22:30:55
|
Hi Helen,
I am in Halesowen but if you can view my posts I was living near Birmingham airport. Both in Midlands but massive move for me. I went from owning house (well if you can call 33 year mortgage at the age of mid forties a viable proposition and indeed owning house) to renting a lovely small house where I am so happy. My new life. Still hard cos have high IPA but IU will try and ngegotiate. Look forward. |
|
|
|
helen_w5
New Member
79 Posts |
Posted - 04 August 2009 : 22:34:59
|
I guess its meant to be this hard isnt it - thats what makes us change for the better. I know for sure that i would do everything in my power to never get back here again! Your little rented house sounds lovely - im glad you found ssomewher to rent easily  |
|
|
|
Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 04 August 2009 : 22:39:34
|
 My wife will be jealous at the "Smillies"...
Take things more slowly - think positive and not hegative.
A simple philospohy:
There are no problems, only solutions..." Think that way and we ALL will get to the other side where I am told, life is easier
Lost of hugs - get some sleep now - I am seeing my GP tomorrow to get some medication - I STILL need that crutch - but one day I will NOT, Love, from Richard |
|
|
|
frosie90
Junior Member
285 Posts |
Posted - 04 August 2009 : 23:00:43
|
| Hi Helen, you won't believe how happy I am. I truly believe in "New life". It was so hard though, and will now live my life very differently. I am finding it hard though in that no credit available. My advice to you is to decide to go for it. It is not a decision you have taken lightly so stand tall. Good luck. |
|
|
|
sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 05 August 2009 : 00:53:06
|
Hi Helen
Glad to help
Good luck with the OR interview, make sure you inform him/her about the drop in income and also the outgoings you left out
Stu J Byron |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 August 2009 : 06:41:15
|
Let us know how it goes Helen.
The glimmer gets brighter all the time
Jan
xx |
|
|
|
helen_w5
New Member
79 Posts |
Posted - 05 August 2009 : 11:24:29
|
Thanks so much to you all....
|
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 05 August 2009 : 12:10:33
|
I agree with Frosie - I'm so much happier since I got over the initial shock of BR. I appreciate things so much more now, and my attitude is now if people have got nothing better to do with their time than talk about me then they need to get a life.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
25 IPA payments made, 11 to go - on the home straight! |
|
|
|
helen_w5
New Member
79 Posts |
Posted - 05 August 2009 : 12:21:34
|
Thanks skippy
Can you tell me what will happen to my working tax credits please - will they be classed as income and mean an IPA? |
|
|
|
Topic |
|
I actually feel like suicide is an option
