Hi finishing off my online bankruptcy form apart from the cause of debt question. my debts occur over 10 years where i bought everything on credit cards and only paid back the minimum. spent alot on going out, clothes, household stuff and holidays. always did balance transfers so went in and out of debt then employment was always on/off as i always did contract work but still carried on spending on cards.
not sure what to write on the reason part. any suggestions from your personal stories?