One of my creditors sold my debt to a company called APEX and this company sent me a letter 2-3 weeks ago that said I must pay now in full or they will come to my house. None of my creditors know where I live as I have moved recently and yesterday I received another letter from APEX saying if I dont ring them soon they will arrange for a homevisit. (all my post are beeing forwarded from old adr) It's a bit scary, but I am trying to kep my head up as I am saving to go BR.
Should I write them a brief letter saying I have moved so they don't disturb the poor person who now lives where I lived..? And also mention that I will declare BR withing next 3 mnths...?? Or should I still ignore these letters....???
MBNA passed my debts onto 2 collection agencies (I had 2 credit cards with them) and they did exactly the same. They would put a card through the postbox and say that they would call between 8am and 8pm on a particular day. I never bothered contacting them and no-one turned up at the front door.
A lot of times this is just a scare tactic to get people to call them as they don't want anyone coming to the door.
homevisit appointment..??
Posted - 28 August 2009 : 11:20:43
