| T O P I C R E V I E W |
| km1 |
Posted - 28 May 2008 : 19:13:52
I recently filed for BR after spending 3 years making the decision!! I am due my interview with the OR on 23rd june and need to know what to do about my direct debits for my bills and rent etc..also my salary.
I currently have two cashminder accounts, one is my main one which all my bills go out of and one is for my ex to pay maintenance into. I know these will probably ne frozen. I need to know how to ensure my bills are still paid etc. Do I...
1. Go to the CO-OP and explain things and ask their advice. Can i open a new account?
2. Change all my details over to ,my dads or daughters account prior to the interview so that everything gets paid?
I am absolutely petrified i fall behind or dont pay my rent unintentioanlly as i dont want to lose my tenancy!!
Please help :)
K. |
| 7 L A T E S T R E P L I E S (Newest First) |
| JulianDonnelly |
Posted - 03 June 2008 : 16:56:02
Hi Kelly,
Sounds like you've got a great bank manager .... hang on to this one :)
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
| m and v |
Posted - 03 June 2008 : 16:05:35
Good news Kelly!
Let us know how you get on on the 23rd - shout if you need to know anything before you go - it's not that bad honest!
Vicki x |
| km1 |
Posted - 03 June 2008 : 15:00:54
Afternoon, had to change my username coz i forgot my password..Doh!! Went into the bank today and they have assured me that it wont be frozen as i have a good record with them. They put a note on the account to say I 'd been in etc and were really supportive:) Next hurdle OR interview 23rd June
Kelly |
| JulianDonnelly |
Posted - 29 May 2008 : 09:40:01
Hi Km1 and welcome to the forum.
It is generally standard banking procedure to freeze all accounts following the advertisement by the OR in the London & Stubbs Gazettes. However, the OR can write to the bank to get this account(s) un-frozen. I would suggest talking to your bank and advising them of the situation.
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
| km1 |
Posted - 28 May 2008 : 20:31:26
Guys thankyou so much!! I will sleep easier tonight and will speak to the bank on monday
K x |
| m and v |
Posted - 28 May 2008 : 20:09:01
Hi km1 - its the banks decision to freeze an account not the ORs. Fortunately Co-op are BR friendly so keep them informed and I am sure both accounts will be ok.
Vicki x |
| henrytc |
Posted - 28 May 2008 : 19:33:45
Hi KM1
I had 2 cashminder a/c one is a savings a/c and the other a current. i was allowed to keep both i didnt have any spare money in the a/c only for household living. nothing was frozen I caled coop to let them know what was happening and they were fine. hope this helps good luck.
Tracey x |
