| T O P I C R E V I E W |
| applebabe |
Posted - 17 June 2008 : 20:48:43
Hi Everyone,
I have got my interview by phone tomorrow, and I am really scared!
What if I say the wrong thing, or freeze with fright!
I think this is more terrifying than the bankruptcy, Anyway my question is what would happen if they dont accept your explanation for your debt can they reverse your bankruptcy?
As I am on benefits I dont think I will have to pay anything each month, I know I am going to be so nervous as I am scared they will not accept my explanations, even though the judge said she could clearly see what had gone wrong.
Is there anything anyone can advise me to say or do to help my interview go smoothly?
My debt is through a lot of things I did to stay afloat robbing Peter to pay Paul, living beyond my means, and stupidty
Any help or advice will be gratefully received 
Thanks
Maxine x |
| 15 L A T E S T R E P L I E S (Newest First) |
| JulianDonnelly |
Posted - 20 June 2008 : 12:14:59
Hi Maxine,
Glad we could help!
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
| debtfreesusie67 |
Posted - 19 June 2008 : 17:00:52
Its a great feeling being able to pass on experience and support isn't it.
Hugs
Sue
The only way is up
|
| applebabe |
Posted - 19 June 2008 : 16:24:39
Hi julian,
Thanks for your support, it was you and vicki helping me stay calm that made all the difference to me!
And now there are many many people that have wished me well that proves to me what I did was the best thing I have ever done.
I will continue given words of support if I can as I know how much it helped me!
So a big thank you.
Maxine x |
| JulianDonnelly |
Posted - 19 June 2008 : 11:34:04
Hi Maxine,
Well done. Welcome to the start of your new life. Enjoy!
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
| applebabe |
Posted - 18 June 2008 : 20:05:24
Hi again everyone,
I am so relieved I feel like a different person, I now have a future to look forward too and believe me when I say I WILL NEVER USE CREDIT AGAIN EVER!
I am still on cloud nine, and have the same feelings as when I came out of court a few short weeks ago, I am so lucky to have found such a great bunch of people who help and advise everyone who comes on here you are fantastic and I would never have even got through the forms without your help!
So I say it loud and clear.....THANK YOU!!!
I will still keep coming on here even if it is to just give words of encouragement to others who are weighed down by debt!
Thanks all,
Maxine x |
| debtfreesusie67 |
Posted - 18 June 2008 : 19:52:16
Its a great feeling when its over with isn't it.
Hugs
Sue
The only way is up
|
| longnose |
Posted - 18 June 2008 : 18:26:27
You done it maxine
congratulations and well done!! |
| Dee |
Posted - 18 June 2008 : 12:54:32
Thats brilliant news I bet you feel so much better now.
Dee x |
| m and v |
Posted - 18 June 2008 : 12:46:53
Brilliant news Maxine!
Just how big was your sigh of relief when you got off the phone??
All done.....now you start planning your debt fee future!
Vicki x |
| applebabe |
Posted - 18 June 2008 : 10:45:20
Hi Everyone,
I have just had my interview, and it was short and sweet!
It lasted 15 mins and the lady was sooo nice and very understanding, just as you all predicted.
She said she totally understands how and why it happened and said if all the paperwork ect can be completed in the next 6 months then it will be an early discharge.
She didnt mention my outgoings so I asked if they were ok and she said yes they were fine.
She said I can call her anytime if I have any queries or if I get any letters or calls that worry me.
I really could not have got through all this process without everyone on this fantastic forum giving me advice and support so a big hug for you all you are stars!!
I intend to keep coming on the forum and see if I can give encouraging words to anyone else when they find themselves in the same position I did.
THANK YOU!!!!!
Maxine x
|
| m and v |
Posted - 18 June 2008 : 09:36:05
Morning Maxine....be brave.....you'll be absolutely fine......update us later.
Vicki x |
| longnose |
Posted - 17 June 2008 : 23:18:17
hi maxine nearly there mate,try to remember the OR is not there to judge,or trick you,as Dee advised just be honest and open.I found the OR had a good idea of my circumstances etc from my SOA and used (my face to face)interview to confirm a few facts, at the end he was able me to tell me how he expected my BR to progress etc.
Good luck and try not too worry its all going to be fine.
I expect good news from your next post so let us know how it went. |
| m and v |
Posted - 17 June 2008 : 22:18:42
You'll soon be enjoying a debt free summer Maxine.
Let us know how it goes.
Good luck
Vicki x |
| applebabe |
Posted - 17 June 2008 : 21:40:43
Hi Again,
I will hun, I am sure it will be ok, its just a matter of staying calm and answering all questions to the best of my ability.
Thanks again
Maxine x |
| Dee |
Posted - 17 June 2008 : 21:37:34
Let us know how you get on
Dee x |
