| T O P I C R E V I E W |
| welshaly |
Posted - 06 February 2010 : 21:14:29
ive tried to oen a co op cashminder account they said they have to do more checks and would let me know by post is this normal |
| 7 L A T E S T R E P L I E S (Newest First) |
| welshaly |
Posted - 09 February 2010 : 16:35:46
thanks all got my co po cashminder account off to see cab week thursday she going over my finances phone wont stop ringing and still looking for a place to rent |
| Niobe |
Posted - 09 February 2010 : 06:41:33
I think you will find that it is not a credit check. It's just an identity check. As long as you are on the electoral register there is not normally a problem, otherwise you may have to provide further documentation that you are who you say you are.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
xx |
| averagejoegoesbankrupt |
Posted - 08 February 2010 : 16:44:56
I walked into the Co-op bank about 20 minutes after being declared bankrupt. I told them outright, I'm bankrupt and they said 'no problem' we've set up accounts for people in the same situation loads of times. They did the application there and then - it even included some form of credit check - and it was all fine. I got my new account paperwork the same week.
I blogged about it here: http://averagejoegoesbankrupt.blogs.bankruptcyhelp.org.uk/2009/11/20/count-on-the-co-operative/
Average Joe
http://averagejoegoesbankrupt.blogs.bankruptcyhelp.org.uk/ |
| ONK |
Posted - 07 February 2010 : 12:51:30
i was told over the phone that my account was approved. This was a couple of month before my BR but i did tell them the reason i was opening it was because i was going BR , they were fine with it. A couple of days later my account number etc came in the post .
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| gettingoutofdebt |
Posted - 07 February 2010 : 08:58:49
The same happened with me. When I phoned to open an account they said the application was deferred or something similar. A few days later I received a letter from the Co-op asking for proof of identity. I popped into a local branch with my driving licence as proof of identity and a week or so later I received the account details.
You can also send in proof of identity if there isn't a local branch nearby.
They may not ask you for proof of identity but it can sometimes take a few days to open the account so nothing to worry about.
They should have given you a reference number so if you haven't heard anything by Friday give them a call to chase them up. With a lot of people declaring BR at the moment, and most opening a Cashminder account, they will be very busy so there may be a short delay in opening the account. |
| Housing |
Posted - 06 February 2010 : 22:34:15
Hi
It often takes a few days before they confirm that you can have an account.
I had to wait a couple of days, yet my wife was told over the phone.
Regards, Richard
"Life is generally something that happens elsewhere" (Alan Bennett - author and one of my best heroes!!) |
| Steve65 |
Posted - 06 February 2010 : 22:25:55
Hi Welshaly
I also have put the wheels in motion to open up a Cashminder account and they said that it had been referred but this was nothing unusual for someone about to go bankrupt and I should hear in a few days. So hopefully we'll both have some good news shortly.
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