Hi Welshaly I also have put the wheels in motion to open up a Cashminder account and they said that it had been referred but this was nothing unusual for someone about to go bankrupt and I should hear in a few days. So hopefully we'll both have some good news shortly.
The same happened with me. When I phoned to open an account they said the application was deferred or something similar. A few days later I received a letter from the Co-op asking for proof of identity. I popped into a local branch with my driving licence as proof of identity and a week or so later I received the account details.
You can also send in proof of identity if there isn't a local branch nearby.
They may not ask you for proof of identity but it can sometimes take a few days to open the account so nothing to worry about.
They should have given you a reference number so if you haven't heard anything by Friday give them a call to chase them up. With a lot of people declaring BR at the moment, and most opening a Cashminder account, they will be very busy so there may be a short delay in opening the account.
i was told over the phone that my account was approved. This was a couple of month before my BR but i did tell them the reason i was opening it was because i was going BR , they were fine with it. A couple of days later my account number etc came in the post .
I walked into the Co-op bank about 20 minutes after being declared bankrupt. I told them outright, I'm bankrupt and they said 'no problem' we've set up accounts for people in the same situation loads of times. They did the application there and then - it even included some form of credit check - and it was all fine. I got my new account paperwork the same week.
I think you will find that it is not a credit check. It's just an identity check. As long as you are on the electoral register there is not normally a problem, otherwise you may have to provide further documentation that you are who you say you are.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
thanks all got my co po cashminder account off to see cab week thursday she going over my finances phone wont stop ringing and still looking for a place to rent
ive tried to open a co op cashminder account
Posted - 06 February 2010 : 21:14:29
