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 I am seriously thinking to go bankrupt

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T O P I C    R E V I E W
Janet Posted - 04 July 2010 : 20:55:55
I am seriously thinking to go bankrupt - to petititon my ownbankruptcy
My main fear is that the Offical receiver could ask me to make a payment towards my bankruptcy - by taking money direct from my employer

Am I allowed to say that I do not wish this to happen
If theyrefused this - am I allowed not to go forward with the bankruptcy (i work for a dodgy organisation and would not like my boss to have this information in this way.

Kind regards




6   L A T E S T    R E P L I E S    (Newest First)
Janet Posted - 14 July 2010 : 22:18:24



Thank you for your help
Janet

quote:
Originally posted by debtinfo

They dont normaly take payments direct from your employer

Janet Posted - 14 July 2010 : 22:15:13


Dear Bridgewood

Thank you for your help

Janet


quote:
Originally posted by Bridgewood

Hi janet

If your disposable income was high enough the OR would seek a contribution from your earnings, but it would be by way of a standing order (or direct debit - I've never worked out which) from your bank - the only reason he would apply for an attachment of earnings order (where it is paid by your employer deducting it from your wages) would be if you refused to accept an income payment agreement and the OR went to Court for an income payment order

Good Luck



Bridgewood specialise in helping people deal with their debts and make the most of their financial situation - providing free, no obligation debt advice.

We can also setup a complete range of solutions including debt management plans, IVA and bankruptcy support.

Richard P Posted - 05 July 2010 : 10:51:32
Hi Janet

the OR would apply to have an income payment order direct from your wages if

1) after establishing your income and expenditure you had a disposable income.
2) you refused to cooperate with them and make payments by standing order or direct debit.

good luck Richard
Skippy Posted - 05 July 2010 : 10:30:02
I paid my IPA by standing order.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 30th June 2010 - it's over at last!
Bridgewood Posted - 05 July 2010 : 09:16:58
Hi janet

If your disposable income was high enough the OR would seek a contribution from your earnings, but it would be by way of a standing order (or direct debit - I've never worked out which) from your bank - the only reason he would apply for an attachment of earnings order (where it is paid by your employer deducting it from your wages) would be if you refused to accept an income payment agreement and the OR went to Court for an income payment order

Good Luck



Bridgewood specialise in helping people deal with their debts and make the most of their financial situation - providing free, no obligation debt advice.

We can also setup a complete range of solutions including debt management plans, IVA and bankruptcy support.
debtinfo Posted - 04 July 2010 : 21:48:19
They dont normaly take payments direct from your employer

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