| T O P I C R E V I E W |
| spices100 |
Posted - 13 August 2010 : 16:43:52
I was made bankrupt sept 2009 and discharged July 2010. I am in the process of cleaning up my files so requested credit reports from experian, equifax and callcredit.
Neither have Barclays on the files even though barclays was a creditor.
how is this possible ? |
| 4 L A T E S T R E P L I E S (Newest First) |
| Skippy |
Posted - 15 August 2010 : 14:02:00
I was declined by Barclays as well, and although they couldn't tell me why they presumed it was because Barclaycard weren't one of my creditors. I would think they would be able to tell that from their systems whether the account is on your credit files or not.
Personally I wouldn't contact Barclaycard just yet - I would have thought that if you can't see them on your credit files then no one else will either.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
| spices100 |
Posted - 15 August 2010 : 13:57:17
Ive had a barclays card for over 7yrs and yet not listing of them on any of the credit reports i got.
i tried to open a basic account with them the other day and was declined due to credit check.
quote:
Originally posted by Reviva UK
unfortunately credit files are not an exact science and sometimes appear more as a black art.
worth checking every 4 - 6 months just incase barclays were slow in updating something
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
Real People ..... Real Debt Solutions
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| Reviva UK |
Posted - 15 August 2010 : 00:04:47
unfortunately credit files are not an exact science and sometimes appear more as a black art.
worth checking every 4 - 6 months just incase barclays were slow in updating something
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
Real People ..... Real Debt Solutions |
| Richard P |
Posted - 14 August 2010 : 13:01:10
Hi Spices
different companies list on diferent sites
if you cannot locate the barclays file neither will other enquirers be able to do so.
if you have sent any letters to other old creditors send the same to barclays
Richard |
