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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by GetBackUpAgain[/i] [br]Hello, I've pretty much prepared to petition for bankruptcy this week (and booked a court slot). But I'm really not sure whether to hold off for a month (or more?). I've used credit for some basic things up until about 10 days ago, and am totally insolvent. Also now effectively unemployed after resigning directorship. Is it too soon to declare BR? Would the OR take a dim view of going almost straight from using credit resources to declaring BR? There's been *no* intention before now of *ever* defaulting on payments or going down the BR route. But I know how sometimes in life things can look differently on paper, despite the very best of intentions. By the way, am well over 30k in debt, mostly cc's and overdraft from years of low-salaried day-to-day living while trying to grow a ltd company. Any fast advice appreciated! Ajay [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.