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T O P I C R E V I E W
Nicola.j
Posted - 26 September 2008 : 10:10:25 Hello
Havent been on for a while because of moving to scotland but I had my or interview which went well.I got to keep my car and any household items are also exempt.He has given me a month to see what my expenses will be in scotland because they will change a lot.
One question though I have is with the secured loan.I put under secured and unsecured and the OR said that any shortfall will be included in the bankruptcy.On the very day I was moving out of the property the secured loan people called me and asked me what I was going to pay untill the flat is sold.I have told them nothing.Mu question is can they make me pay anything or will it all get written off.
Many thanks
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Needafriend
Posted - 26 September 2008 : 20:32:46 Hey Nicola
I just wanted to wish u well in your new home, new life and ne debt free future. Thats great news about your car. Take care and all the best.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
Posted - 26 September 2008 : 14:24:20 Thank you for your kind words!
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367
Nicola.j
Posted - 26 September 2008 : 11:38:04 Thanks you have put my mind at rest.
Can I just say a big big thankyou for all the fantastic advice.If I had not found this site I probably would not have done it but I can honestly say it is the best thing I have ever done and I would advise anyone who is thinking about it to do it.
Thanks
JulianDonnelly
Posted - 26 September 2008 : 11:34:38 Hi Nicola,
don't worry about the secured loan. As you are now BR, they can only claim via the OR.
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367