| T O P I C R E V I E W |
| turborat |
Posted - 29 September 2008 : 14:00:30
We will be moving into rented accomadation hopefully next week and leaving our house empty. What do we do with regards to council tax as we will be paying it on our rented property and don't want to have to pay two lots?
We plan to hand the keys back to the mortgage company once we are in and settled.
Thanks |
| 15 L A T E S T R E P L I E S (Newest First) |
| zoe |
Posted - 30 September 2008 : 14:27:04
It is down to alot of factors, you will need to contact the local authority and advised the date that you leave/left and if the property is empty. |
| turborat |
Posted - 30 September 2008 : 13:24:18
Thanks Zoe.
Can ayone confirm if we will be exempt and if I should explain to the council when moving out that we plan to have the house repossessed?? |
| zoe |
Posted - 30 September 2008 : 13:16:58
If the property is empty you should be exempt.
Only monies prior to the BR order can be applied. |
| turborat |
Posted - 30 September 2008 : 13:09:30
If there is any council taxt applied to the house we are leaving , between us moving out & the repossession going through could this be added in the BR application or would we still have to pay it at some point?? |
| BankruptC |
Posted - 30 September 2008 : 12:00:00
Yeah, it has been pro-rata'd. Hmmm I'm wondering now who else at the LA will have been informed.
C. x |
| zoe |
Posted - 30 September 2008 : 11:55:21
They wouldn't have checked it unless they had reason to?
However someone may have seen it in the paper??
Has your bill been pro-rata'd as anything due prior to the date of BR should be proportioned. Which Local Authority is it?? |
| BankruptC |
Posted - 30 September 2008 : 11:46:17
No, just the fact that our Council Tax was rearranged over different months. Not arrears as such. Might the council tax people have seen it on the insolvency website or will the OR have had to inform them? I mean, does the CT dept check the IS website for this reason and get in touch with anyone they think may be affected?
Thanks,
C. x |
| zoe |
Posted - 30 September 2008 : 11:41:38
Sometimes the OR informs the Local Authority of the bankruptcy this is done as a "to all known creditors" letter.
Do you owe anything to any part of the Council or do you rent from them???? |
| BankruptC |
Posted - 30 September 2008 : 11:06:42
Hi zoe,
I meant to email you but then lost your email address-hubby messing with the PC again I guess! Can I just ask how do the Council find out about someone's BR? I didn't think they would, but we got a letter from Council Tax saying they knew we were BR but we'd still have to pay this year's CT as normal (which of course we knew!). This made me worry who else at the LA will know? Any ideas?
Thanks :-)
C. x |
| zoe |
Posted - 30 September 2008 : 11:01:01
You should be entitled to a class q exemption (property left empty by a bankrupt). You will be still be liable for Council Tax as the owner until the mortgage company actually reposesses it, however i would not imagine they would wait too long! |
| turborat |
Posted - 29 September 2008 : 19:28:58
Thanks Nicola, I will explain the situation when I ring them. |
| Nicola.j |
Posted - 29 September 2008 : 15:56:03
Hi
Just thought I would let you know my experience as I have just done the same.It was just that for gas and electric and water but for council tax they said they needed to see a copy of the repossesion order which I didnt have as my mortgage co will only get the keys back today.They were fine and said they will suspend the account until received.
Thanks |
| JulianDonnelly |
Posted - 29 September 2008 : 15:42:19
No problem!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| turborat |
Posted - 29 September 2008 : 15:25:55
Thanks for the advice. |
| JulianDonnelly |
Posted - 29 September 2008 : 14:50:37
Hi Turborat,
As long as you've told the utility companies that you've moved out and given them final meter readings, they should issue a final bill and close the account.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
