| T O P I C R E V I E W |
| debtrider |
Posted - 25 November 2008 : 15:29:27
I am still getting the odd call from creditors chasing me for money and I have told them that I have gone bankrupt. Capital Collections are the worst. They have phoned me 3 times in 3 days only to tell me that I am in arrears and interest is still being charged. Will I be liable for interest still being charged when the creditor was included in my bankruptcy?. I am assuming not but just a thought.
Have not heard anything from OR office yet and had my interview on 4th November, I suppose they are very busy.
Anyone else had calls from creditors once they were bankrupt and what did you say? I have sent a copy of my bankruptcy order to some them to try and keep them quiet.
Debtrider |
| 6 L A T E S T R E P L I E S (Newest First) |
| Jane.l |
Posted - 26 November 2008 : 08:12:51
my hubby recieved some court papers for a CCJ FOUR MONTHS after he went bankrupt  We took great pleasure in sending in a copy of the bankruptcy petition as a defence and NRock had to pay the £400 court fees , and abandoned the court action  |
| harbourmaster |
Posted - 25 November 2008 : 21:23:03
Debtrider is correct, if they know you are BR they cannot contact you (I think) I had a debt to Citifinancial and as soon as I told them I was BR they were really helpful, checked the insolvency website and said I would not be bothered again. I havnt been, (from them) |
| debtrider |
Posted - 25 November 2008 : 19:54:48
Hello Nicola.j
Capital collections are different from capital one from what I can gather as they are chasing money for CITI Financial.
From what I understand from the experts, creditors cannot come after you when are bankrupt and these creditors should now channel all communications through the OR.
Debtrider |
| Nicola.j |
Posted - 25 November 2008 : 19:24:13
Hi
I had two credit cards with capital one and they were the same until they realised from the OR that I was bankrupt and then received a default dotice with very threatening paragraph saying that they could still come after me.
Nicki |
| movin on |
Posted - 25 November 2008 : 17:45:10
Hi Debtrider
I should imagine they are very busy at the moment so would wait until you hear from them.
I have not received any calls since sending a copy of my br certificate (day after br) with an enclosing letter to all my creditors. Maybe you could do that if you feel nervous etc. about calls/letters from them.
Jenny
Onwards and Upwards is the way im going :-0)
xx |
| Needafriend |
Posted - 25 November 2008 : 16:40:30
Hi Debtrider
It took about 2 months to stop the calls from creditors so bare with the OR whilst i know its annoying but at least you can quote your court ref and hopefully the creditors will back off once the OR writes to them which can take a few weeks to filter through to the right dept.
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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