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T O P I C    R E V I E W
tracy_b Posted - 01 May 2009 : 12:07:37
Hi All,

Havent been on for quite a while but just got a notice through today saying that we were discharged early on 15th April-RESULT!!!!.

I had a ISA with nationwide that had £3K in it( not enough even to make a small dent in what we owed). I put it on SOA and talked several times to the OR about it, but had a letter from Nationwide about the interest etc. This is due to mature in July. It is still listed as my ISA.
Question----- Do you think its still mine as i am now discharged. I am trying to work out what to do in July.

Thanks
Tracy XX
7   L A T E S T    R E P L I E S    (Newest First)
tracy_b Posted - 01 May 2009 : 20:51:03
Hi Jane,

Yes i spent approx £1000 on bed, hoover and kids school clothes and winter coats each. I was amazed when they first mentioned a BRU but quite honestly i didnt really care by then! Never heard anything since about it, i think it was just a bit of a telling off as it were and them trying to make me feel even worse.

Take care
Tracy XX
Jane.l Posted - 01 May 2009 : 18:02:30
I cannot believe you were told you would get a BRU for that, they are essential household items! I bought a 3 piece suite, rugs and kitchen items just before we went bankrupt as we were moving house and needed them, I bought them on credit and the OR never even asked me about them!
tracy_b Posted - 01 May 2009 : 17:04:16
Thanks, it was a nice little dream though! Does being discharged mean i wont get a BRU. It was only mentioned at the first interview then nothing since then. The OR said it was because i brought a new vacum cleaner and a bed with money that i should have offered my creditors.
Suzanne Posted - 01 May 2009 : 15:58:44
Hi Tracy

Sorry but this money isn't yours. The OR has probably delayed getting the account realised if they were pursuing a BRU, but if you have been discharged then it will likely to be done shortly.

Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
tracy_b Posted - 01 May 2009 : 15:18:14
Sorry i meant BRU
tracy_b Posted - 01 May 2009 : 15:17:14
Thanks Jan,

Yes i was really suprised and it came out of the blue. they did say i was looking at a BR, i dont know if i will still be given one now or not?
Thanks
Tracy XX
Niobe Posted - 01 May 2009 : 14:37:01
Well done on the early discharge.

Not sure about your ISA though - one of the experts will be able to answer that.

The glimmer gets brighter all the time

Jan
xx

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