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tracy_b
Junior Member
United Kingdom
457 Posts |
 Posted - 01 May 2009 : 12:07:37
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Hi All,
Havent been on for quite a while but just got a notice through today saying that we were discharged early on 15th April-RESULT!!!!.
I had a ISA with nationwide that had £3K in it( not enough even to make a small dent in what we owed). I put it on SOA and talked several times to the OR about it, but had a letter from Nationwide about the interest etc. This is due to mature in July. It is still listed as my ISA.
Question----- Do you think its still mine as i am now discharged. I am trying to work out what to do in July.
Thanks
Tracy XX |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 01 May 2009 : 14:37:01
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Well done on the early discharge.
Not sure about your ISA though - one of the experts will be able to answer that.
The glimmer gets brighter all the time
Jan
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 01 May 2009 : 15:17:14
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Thanks Jan,
Yes i was really suprised and it came out of the blue. they did say i was looking at a BR, i dont know if i will still be given one now or not?
Thanks
Tracy XX |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 01 May 2009 : 15:18:14
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| Sorry i meant BRU |
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Suzanne
Average Member
United Kingdom
869 Posts |
Posted - 01 May 2009 : 15:58:44
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Hi Tracy
Sorry but this money isn't yours. The OR has probably delayed getting the account realised if they were pursuing a BRU, but if you have been discharged then it will likely to be done shortly.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 01 May 2009 : 17:04:16
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| Thanks, it was a nice little dream though! Does being discharged mean i wont get a BRU. It was only mentioned at the first interview then nothing since then. The OR said it was because i brought a new vacum cleaner and a bed with money that i should have offered my creditors. |
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Jane.l
Average Member
511 Posts |
Posted - 01 May 2009 : 18:02:30
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I cannot believe you were told you would get a BRU for that, they are essential household items! I bought a 3 piece suite, rugs and kitchen items just before we went bankrupt as we were moving house and needed them, I bought them on credit and the OR never even asked me about them!  |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 01 May 2009 : 20:51:03
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Hi Jane,
Yes i spent approx £1000 on bed, hoover and kids school clothes and winter coats each. I was amazed when they first mentioned a BRU but quite honestly i didnt really care by then! Never heard anything since about it, i think it was just a bit of a telling off as it were and them trying to make me feel even worse.
Take care
Tracy XX |
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early discharge
