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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by synaesthesia[/i] [br]Evening folks, it's been a while since last posting. Just thought I'd let you know that today both myself and my wife received a letter from the Insolvency Service "Notice to Bankrupt Enclosing a Sealed Copy of the Early Discharge Notice" So, as from the 21st May, I'm a discharged bankrupt! All of this was made possibly purely down to the advice given to me personally and to other users of this forum, with the only actual legal advice being an initial meeting with the CAB to say "yes, bankruptcy is really your best option". It was difficult to start with however in the most part we found it liberating and made money-management seem far easier. We are now living comfortably with absolutely no credit (or debt!) and more importantly the future is looking very bright for our son, now 9 months old. So, a huge thank you to everyone on these forums and long may it continue during this time of hardship for us all. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.