HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 archive
 Forum Questions
 I am going br on 14th july

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
bassmomma Posted - 21 June 2009 : 20:39:28
I am going br on 14th july, 2 weeks after my hubby.
1.. on i+e do I put our joint jsa allowance on my form or do I just put my part of the joint jsa as my income.

2.. As our child benefit and child tax credit is ending on 13th august, should i put this in as income and explain that that date is my final benefit payment or not include it?

3.. our house of 19 years was reposessed in april and we are now renting, what should we put as shortfall? we owe approx £67000, and it has been put on the market for £53000 with an offer of £45000??

Thanks for advice in advance...
4   L A T E S T    R E P L I E S    (Newest First)
gettingoutofdebt Posted - 23 June 2009 : 15:26:45
The interview date can vary dramatically from place to place. I had mine 10 days after I was declared BR but some people have to wait 6 - 8 weeks. If you are lucky you may not even have to have an interview.
bassmomma Posted - 23 June 2009 : 11:21:39
Thanks, will have to work out what part of jsa is allocated to me.

Think it is around £36.00

By the way, how soon does the OR interview me after BR date???

gettingoutofdebt Posted - 22 June 2009 : 19:02:48
Hi,

1. Put your part of the jsa on the I&E.

2. Put the benefit/tax credit on the form as income as this will be the case when you declare BR. When you have the OR interview you can mention that the payments are stopping on the 13th Aug.

3. Put the amount that you owe i.e. £67k. The OR will contact the mortgage company and get the actual shortfall if/when the property is sold
bassmomma Posted - 22 June 2009 : 12:46:12
help???


bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06