| T O P I C R E V I E W |
| rebecca.sd |
Posted - 29 August 2009 : 14:22:11
my partner is unemployed and receives 53 pounds a week carers allowance for looking after our son.This money goes into my account.Do I need to include this in income as it is only me who is going bankrupt.Also as he doesnt work I pay some debts that are in his name am I able to put these down as expenditure.How much is the maximum I can put down for holidays,pets,car maintainance,dental per month.our family is 2 adults and 2 children aged 9 and 6
Thanks |
| 7 L A T E S T R E P L I E S (Newest First) |
| debtinfo |
Posted - 31 August 2009 : 12:51:33
It didnot used to, but the guidence fron the Insolvency Service has recently changed, though not all OR's seem to have enforced this yet |
| rebecca.sd |
Posted - 31 August 2009 : 11:53:20
does child benefit count in the household income? I thought it didnt but have read different views on here
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| gettingoutofdebt |
Posted - 30 August 2009 : 15:05:35
You shouldn't need to provide any evidence unless the OR deems an item to be excessive in which case they may ask for receipts/statements, etc. |
| rebecca.sd |
Posted - 30 August 2009 : 11:31:20
Thanks for all the help do I need to provide evidence for expenditure?
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| rebecca.sd |
Posted - 30 August 2009 : 11:28:45
[quote]Originally posted by kallis3
If you pay regular prescriptions as well, it might worth looking into a prepayment certificate which costs just over £10 a month and is much cheaper than having to buy them every month.
The glimmer gets brighter all the time
Jan
x
Thanks for all the help! Do I need to provide evidence of expenditure?
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| Niobe |
Posted - 29 August 2009 : 19:48:17
If you pay regular prescriptions as well, it might worth looking into a prepayment certificate which costs just over £10 a month and is much cheaper than having to buy them every month.
The glimmer gets brighter all the time
Jan
xx |
| gettingoutofdebt |
Posted - 29 August 2009 : 16:53:59
If the carers allowance is for your partner then don't put it on your form as income.
You won't be able to include the debts you pay for your partner as expenditure.
For guidelines regarding outgoings have a look at www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Household%20Expenditur.xls
Holidays - Put £80 although if you are close to not getting an IPA the OR won't allow this.
Pets - I think £21 is the allowance unless there are medical issues and then you would need to provide receipts from the vet.
Car maintenance - This depends upon the age of the car. I would put £30 in addition to any servicing/MoT costs.
Dental - £10 per adult per month unless you have any on-going treatment in which case you could provide the OR with something from the dentist to say you needed a certain amount of treatment and its' cost.
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