| T O P I C R E V I E W |
| charlie44 |
Posted - 13 November 2009 : 16:14:23
Has anyone had dealings with the above? Had a letter pushed through today saying they had called on behalf of EGG, and that I had to ring them within 24 hours to make an appointment. We do not go BR until 26/11. Should I just ignore it or contact them. I am inclined to just ignore it as I have informed all my creditors of my filing for BR. Has really unnerved my wife and me to some extent, did not envisage that someone would actually call.
Life`s Tragedy is that we get old too soon
and WISE too late! |
| 9 L A T E S T R E P L I E S (Newest First) |
| pbs106 |
Posted - 14 November 2009 : 16:35:50
Many thanks for the info - I will get a PAYG mobile as recommended. Pete |
| charlie44 |
Posted - 14 November 2009 : 12:25:42
Hi Peter, it was 2 missed payments and I even informed them that I had a date to file for BR, waste of paper and a stamp that was.
John
Life`s Tragedy is that we get old too soon
and WISE too late! |
| gettingoutofdebt |
Posted - 14 November 2009 : 09:37:13
quote:
Can I ask how many missed payments you had before EGG started to bring pressure upon you. I will be going BR in February 2010 and I also have an EGG account which I am about to stop paying
I can't speak for Egg but for MBNA and Halifax it was 3 missed payments for me before they got the debt collectors involved and started applying pressure.
I would recommend getting a PAYG mobile and putting £10 or so on it and then updating all of your creditors to use this new number. Once creditors start calling the calls come through thick and fast. With the new mobile you can just speak to each creditor once (if you want) to inform them you are declaring BR, have no money to make any token payments and then leave the phone on silent so you are not constantly harassed by them calling. |
| pbs106 |
Posted - 13 November 2009 : 23:15:07
Hello Charlie
Can I ask how many missed payments you had before EGG started to bring pressure upon you. I will be going BR in February 2010 and I also have an EGG account which I am about to stop paying
Peter
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| Niobe |
Posted - 13 November 2009 : 20:22:00
Personally, I wouldn't phone them. They can't do anything to you now so just let it ride.
The glimmer gets brighter all the time
Jan
xx |
| charlie44 |
Posted - 13 November 2009 : 18:03:39
Thanks for the replies, much appreciated.
Life`s Tragedy is that we get old too soon
and WISE too late! |
| chester2005 |
Posted - 13 November 2009 : 17:44:28
if after BR a creditor is persistant in harassing you tell your OR, it is illegal for any creditor to take money from you after BR and it is illegal for you to give it to them!!!
the OR will take a dim view of any creditor hassling for payment after BR
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
RevivaUK helped me through it all i can't recommend them enough!! |
| jb6 |
Posted - 13 November 2009 : 17:39:13
I would not worry - I went BR on the 10th November and egg have been the worst creditor to deal with email text letter Phone calls every day even though I have told them I am BR - they continue to call
JB
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| Housing |
Posted - 13 November 2009 : 17:36:38
Hi Charlie
Egg are monsters - they use a firm called DL Collections - suggest ignore them and DO NOT let them in if they do call
Good luck Richard
"There are no problems - only solutions..." |
