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 ive got bailifs and pay them 30 a month		  New Topic  Reply to Topic
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welshaly
New Member

79 Posts
Posted - 03 February 2010 :  12:50:31  Show Profile  Reply with Quote
ive got bailifs and pay them 30 amonth if i stop paying them they got my car down to take if i stop paying can they take it if i go br please help i need it for work also got down for outgoings for me and 17 year old daughter as
rent 400
council tax75
tv lic 13
gas @ elec 80
food 320 petrol30
water 20
mobile 3
clothers 70
hair cuts 15
collage dinner 40
work lunch 20 domestic breakes 30
holidays 50
utility breakes or car 50
cigs 46
telephone 30
internet education use 25
dogs food and hair 60
car insurance 41
life insurance 27
house and contents 3 pleasers going out 40
please can someone see if this is ok have i missed anything out thanks

gettingoutofdebt
forum expert



2418 Posts
Posted - 03 February 2010 :  13:22:17  Show Profile  Reply with Quote
The following aren't allowable expenses so will need to come out of any DI:

utility breaks or car 50
cigs 46
going out 40

These are counted as the same thing so you can only put one down:

domestic breaks 30
holidays 50

dogs food and hair 60 - Pet food is normally allowed as £20.

What about Road Tax? Road Tax should be about £15 per month depending upon the car. You should also put Car Servicing/MoT as £25 per month.

Put down Domestic Break as £50. Not all ORs allow this so it may be reduced or not allowed at all.

You can combine the mobile/telephone and should be allowed £40.
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welshaly
New Member

79 Posts
Posted - 03 February 2010 :  18:56:48  Show Profile  Reply with Quote
thank you there is 2 dogs so can i put 40 for them thanks
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gettingoutofdebt
forum expert



2418 Posts
Posted - 03 February 2010 :  19:34:40  Show Profile  Reply with Quote
You can try putting £40 for them and see if the OR allows it. It doesn't do any harm to put the figures down and see if the OR allows them.
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welshaly
New Member

79 Posts
Posted - 04 February 2010 :  08:12:27  Show Profile  Reply with Quote
thank you what about my car the bailiffs will take it if i stop aying them if i name these on my br can i keep car as need it for work
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gettingoutofdebt
forum expert



2418 Posts
Posted - 04 February 2010 :  09:38:19  Show Profile  Reply with Quote
You need to put all debts on your BR form so the car creditors should be listed as well. Do you have a loan secured on the car?
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Jane.l
Average Member

511 Posts
Posted - 04 February 2010 :  10:38:52  Show Profile  Reply with Quote
you can try and put the £40 down for pets but be prepared for it to be cut, the maximum allowance for pets is £21 no matter how many you have

I have 2 cats and was only allowed £21 even though this is the amount of their insurance, we had to buy food and litter from any surplus
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welshaly
New Member

79 Posts
Posted - 04 February 2010 :  21:08:32  Show Profile  Reply with Quote
hi the car is paid for i fellbehind with council tax so i pay the bailiffs 30 a month to pay council but if i dont pay they will take the car
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gettingoutofdebt
forum expert



2418 Posts
Posted - 05 February 2010 :  06:42:10  Show Profile  Reply with Quote
The council tax arrears can be included in the BR so make sure you put the Council down as a creditor and the amount you owe to them.
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