i was made bankrupt 18 months ago and im now discharged, things have been incredibly tight recently, car bills etc, i have jsut been threatened with legal action by an associate of scottih power, can i pay in installments? im back with parents currently, whats the minimun payment please? thanks
welcome to the forum each creditor is different with what they will accept talk to them and if necessary complete an income and expenditure form for them and then they will consider token or other small payments towards the debt.
Dave
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is this Scottish power debt one that should have been included in bankruptcy ? Scottish power have this "wonderful habit" of resurecting old debts and chancing their arm in case you have come into money and want to now pay them.
They cannot collect any money that originated prior to bankruptcy.
no, it was incurred after BR, the debt compnay say i have to go to the citizens advice bureau for the correct form is this true? i have proof of my low income and m8 18 quid a week tax credit, what do i do?