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Dez
New Member
United Kingdom
87 Posts |
 Posted - 02 July 2010 : 18:37:59
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Hi
I went BR on 27/10/09 and got ED on 26/05/10, before I went BR I banked with Nationwide but the OR never closed or froze the both accounts, Can I still use the savings account with Nationwide? would I need to explain to nationwide about my past?
Thanks
Dez |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 03 July 2010 : 10:08:01
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| Give them a call and ask them whether the account is still active. Just say that you completely forgot about the account but want to start using it again. I think Skippy also had a bank account with Nationwide that wasn't frozen/closed when she went BR and she started using it again once she was discharged. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 03 July 2010 : 18:14:00
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Gettingoutofdebt is right, I had a full Flexaccount with Nationwide and I'm using that as my main account now. I've also been able to open savings accounts with them without any problems.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 30th June 2010 - it's over at last! |
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Dez
New Member
United Kingdom
87 Posts |
Posted - 04 July 2010 : 17:34:51
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Thanks gettingoutofdebt and skippy13 for your help I do believe my accounts are still open as I can view them on line through there internet banking. Would I have to tell them that during my time of having a bank accounts with them that I have been BR, and if they find out after could they close my account and keep my money?
When I went BR Iowed Nationwide no money
thanks
Dez |
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debtinfo
forum expert
2826 Posts |
Posted - 04 July 2010 : 17:38:43
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| It is best to tell them, if they are happy to let you bank with them they will let you continue, if not they will close the account. They cant take your monry |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 04 July 2010 : 17:48:01
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I have to say that I didn't tell Nationwide. I didn't have a debit card any more, so I phoned up and asked for one and was pleasantly surprised when it was a full debit card! I then asked for a chequebook as well which was sent with no problems.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 30th June 2010 - it's over at last! |
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Dez
New Member
United Kingdom
87 Posts |
Posted - 11 July 2010 : 07:30:32
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Hi
Many thanks for your help I rang up Nationwide and they said my account was still open and I could use it, I even told them about my back ground and they were fine.
Once again many thanks this website is brill
Dez |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 11 July 2010 : 10:09:01
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Thanks for that Dez - I've never told them so it's quite reassuring to know that they don't have a problem!
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 30th June 2010 - it's over at last! |
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369
Junior Member
366 Posts |
Posted - 13 July 2010 : 12:54:37
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| I too had a Nationwide FlexAccount - but as my mum was a Joint Account Holder they did not shut it down, however, i did include my Nationwide Credit Card in my Bankruptcy adn that was accepted and wiped, but it is still showing on my internet banking - should i just leave it or should i contact the credit company and ask them to take it off - i dont want to remind them of it - if i dont need to - but seeing it on there just reminds me of the bad times when i had credit cards! |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 13 July 2010 : 13:16:29
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HI
I had the same problem with Nationwide, they took my flexaccount off the itnernet banking and sent a letter to confirm that the debt was settled due to the bankruptcy but the Credit Card and the Loan Account I had with them are still on the Internet banking and phone banking screens, they have assured me that they wont offset the debt and I have sent them a copy of the discharge letter but its still there so I dont really trust them they were my biggest creditor
Best of Luck
Stu
Stu J Byron |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 13 July 2010 : 15:39:58
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I would have been reluctant to use the account if they had been one of my creditors, but they weren't and I was assured it was ok to use a pre-BR account.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 30th June 2010 - it's over at last! |
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Bank account
