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vikivk
Junior Member
United Kingdom
194 Posts |
 Posted - 05 July 2010 : 06:49:29
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Hi there!
I have been trying to open up an account with NatWest but they need to see my certificate of discharge. I think I had one but when I moved all the bankruptcy paperwork disappeared so I've lost it. I am now going to apply for a duplicate at the cost of £60 but the man at the court said I need to apply in writing. Can anyone tell me the best way to write the letter or have any templates? I don't want to get it wrong and have to go down there again.
Many Thanks
Vicky
Things can only get better... |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 05 July 2010 : 09:08:40
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I would imagine that as long as you provide the full details of your BR (date, reference etc) that's all you'd need. If you're unsure you can always give the court a call to double check.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 30th June 2010 - it's over at last! |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 05 July 2010 : 10:47:06
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Hi VikiVK
you do not say the date that you were discharged but if it was within the last three months you can download a print out from the insolvency website, most banks and creditors will accept that version.
hope it saves you £60
regards Richard |
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vikivk
Junior Member
United Kingdom
194 Posts |
Posted - 05 July 2010 : 12:02:48
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Hi!
Thanks for the reply. I know my reference and discharge date but I can't remember the date I went BR. It was Oct 2005. I'll just write a letter with all the details I know and hope for the best! :)
Things can only get better... |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 05 July 2010 : 17:37:34
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Hi Vicky
Why dont you ring your OR and explain the situation even though you are discharged they may help.
I had the same problem last month (Been discharged since July 2009) as I wanted to open a coop savings account and they wanted a discharge certificate from Bankruptcy I rang the OR in Liverpool and he sent me a letter basically stating that I went BR In Jan 09 Discharged in July 09 and that I am discharged the coop accepted that as proof.
Best of luck
Stu J Byron |
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vikivk
Junior Member
United Kingdom
194 Posts |
Posted - 05 July 2010 : 17:57:50
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Hi! I already done that and NatWest don't accept it so certificate it is. It's handy to have for when I sort out my finances. Thanks for the info!
Things can only get better... |
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369
Junior Member
366 Posts |
Posted - 13 July 2010 : 15:22:28
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Hi, just to let you know - I got the Certificate of Discharge, and i thought it was going to be this great thing with an embossed stamp on it etc, but no it was just a piece of A4 paper - in fact im sure it was a photocopy - and i had requested two copies as well at a charge of £1 for each photocopy and £60 for the actual Certificate (two years ago). Basically they were all the same piece of paper just photocopied....so I cant see this being much different to the notice that you print out off of the Insolvency Register...Mine was at Oxford - so your Court might be different.
I just wrote a letter, inclosed the cheque, and said my name, address, that i wanted the Certificate of Discharge, and that i went bankrupt in Nov 07. They will have your details listed there. Thanks |
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vikivk
Junior Member
United Kingdom
194 Posts |
Posted - 13 July 2010 : 16:01:54
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Hi there
Many thanks for that reply, it's a big help. I just wanted to open another basic bank account in my hometown (not 60 odd miles away like my current one) so i could put money away each month to save up for a car and house but they all want to see certificate of discharge which is frustrating as it was 06 I was discharged. I can't even open up a savings account which i find stupid.
Anyways, many thanks for your reply
Things can only get better... |
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Applying for Certificate of Discharge
