My partner and I are racing to the inevitable brick wall at an accelerating speed, so now is the time that we must take action to make the crash as smooth and painless as possible. I just want to say that during the few (but intense) days that I have been reading through the forum posts, I have found them very interesting, helpful and encouraging. There are still many questions buzzing around our heads and I am hopeful that you guys out there can answer most or at least point us in the right direction.
Rather than lay them all down in one post, I intend to do separate posts for each topic as I feel that it more helpful to others when searching – hope that is OK . ('')