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 Is it legal for bailiff to take car with finance still on it ?
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Troy.a
Starting Member



4 Posts

Posted - 27 February 2012 :  17:24:03  Show Profile  Visit Troy.a's Homepage  Reply with Quote
Is it legal for bailiff to take car with finance still on it ?

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 27 February 2012 :  18:10:32  Show Profile  Reply with Quote
Hi and welcome.

Which debt is the bailiff taking the car for?

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
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debtinfo
forum expert



2826 Posts

Posted - 27 February 2012 :  18:11:37  Show Profile  Reply with Quote
finance? loan or HP or something else
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Troy.a
Starting Member



4 Posts

Posted - 27 February 2012 :  18:36:42  Show Profile  Visit Troy.a's Homepage  Reply with Quote
its on hp they took it in november but last payment on finance is march thanx all for ur help

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Troy.a
Starting Member



4 Posts

Posted - 27 February 2012 :  18:37:50  Show Profile  Visit Troy.a's Homepage  Reply with Quote
sorry it was for a 30 pound parking ticket they now want 700 pound

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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 27 February 2012 :  19:08:39  Show Profile  Reply with Quote
Have they already taken the car?

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
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Troy.a
Starting Member



4 Posts

Posted - 28 February 2012 :  14:49:59  Show Profile  Visit Troy.a's Homepage  Reply with Quote
yes Jan they have in November

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James Falla
forum expert



45 Posts

Posted - 28 February 2012 :  17:48:52  Show Profile  Reply with Quote
Hi Troy

A Bailiff cannot take goods that are not legally yours. If the vehicle was still on HP and the finance company had the right to have the car back if you do not continue to make the payments, then I suspect that the bailiff is not entitled to take it. Having said that if you have continued to make the HP payments and now there is little or no outstanding debt to the HP company, the car is in affect yours and the bailiff will be entitled to keep it.

Debt solutions expert and author.
I you would like further help or guidance, I can be contacted at www.beatmydebt.com or via e-mail: james@beatmydebt.com
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