Hi ive just got a job 16hrs and tax credits my income is £635 and my out goings will b around £586 will the or take the rest? ive put in my outgoing £20 small holiday,repairs,emergencys fund £20,£20for presants for my granddaughter will the or allow these to be added?im not sure what u can put on your form other than the usual day to day spending Thank you.
Morning Sandra.el. If you have more than £20 Disposable Income(DI)then the OR will take it all, plus the £20. I know that you can be allowed a small amount of emergency money, I think we were allowed £10 but I'm not sure about £20 for presents for your Granddaughter.! It can seem to vary from area to area so it might be a 'wait & see' matter. It all seems so harsh, I struggled with not being able to buy gifts for my family but it had to be done. They all understood when i told them that 'things are very tight financially' but it was so hard to do. Maybe one of the experts can clarify what else you can included on the form. I know it is very overwhelming at this point so take your time and keep popping onto here for assistance, Good Luck.
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