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 Does this fall within the limitations act		  New Topic  Reply to Topic
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Vince.b
Starting Member



2 Posts
Posted - 15 March 2012 :  00:17:39  Show Profile  Visit Vince.b's Homepage  Reply with Quote
I have received 2 letters from debt collectors but have never had any dealings with them to my knowledge regarding old debt. They say they wish to wish to confirm my details.I think This relates to A bank loan I had when I lived at my Fathers house. I moved from my fathers house around 12 years ago & have had no contact with the lender & have not made any payments since that time. Does this fall within the Limitation Act and should I contact them. Please advise. also how can I find out if the bank got a county court judgement against me.

Niobe
Administrator



United Kingdom
4590 Posts
Posted - 16 March 2012 :  13:33:00  Show Profile  Reply with Quote
Hi,

Depending on what the debt is for then it may well do. As long as you haven't acknowledged it then you should be ok.

What you need to do is write to these agencies, and quote the Statute of Limitations Act 1980 at them. If they persist then you can take it further.

There is a template letter on the Debtwizatd website.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 16 March 2012 :  15:11:10  Show Profile  Reply with Quote
Forgot today as well that if you check the credit agencies you will be able to.find out if you have any CCJs registered against you.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
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