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 bankruptcy postbag for july
 Bank account!
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feather
Junior Member

185 Posts

Posted - 16 July 2008 :  08:41:37  Show Profile  Reply with Quote
Hi all

Ive read that it is quite hard to get a bank account afterwards. I have one bank account with Llyods TSC that I have
never went in debt with and has no overdraft on. Will I be able to keep this or not? thanks a lot!

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 16 July 2008 :  09:48:40  Show Profile  Reply with Quote
You may be able to keep the account, but it's at the discretion of the bank. I was allowed to keep my account with Lloyds, but other people haven't been able to. You would need to speak to your branch and see what they say.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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dave092
Junior Member



United Kingdom
176 Posts

Posted - 17 July 2008 :  11:34:55  Show Profile  Reply with Quote
If you have a problem keeping your account, you could try opening a Barclays or Co-Op account after you have gone bankrupt. Hope it all goes well!
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 17 July 2008 :  11:40:05  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Feather,

It is standard practice for all banks to freeze accounts (on the publication of your BR in the London Gazette and the Stubbs Gazette) until they hear from the OR.

However, I have heard a few instances of people being allowed to keep their account in BR with prior agreement of the bank. As long as they are not one of your creditors, why not talk to them about it?

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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