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Rach
Junior Member
170 Posts |
 Posted - 24 August 2008 : 13:35:53
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Hi everyone, I'm new to the site. Not gone Bankrupt yet, still leading up to it, so I'm currently in a right ol' pickle. Admittedly, most my own doing, but the bank certainly hasn't help matters by giving me a credit card and upping my overdraft.
I'm trying to work out my expenses for the forms and I've got a few questions. I am on Income support, by the way, and have 4 children.
Question 1 - Is a Sky TV subscription seen as a luxury? I don't have the full package, just the family package which cost £21 a month.
Question 2 - Is a mobile phone seen as a luxury item? I have a pay as you go phone, not contract, and I use around £15 per month on txt.
Question 3 - What is seen as a reasonable shopping bill? There are 6 of us and at a guess my shopping bill could be anything between £120 - £150 a week. I say 'at a guess' as I really don't know at the minute because I haven't been able to afford proper weekly shops, just bits and pieces to keep us ticking over. I'd really like to get back in to doing a 'proper' weekly shop once I'm debt free.
As you can imagine my head is buzzing with all sorts of stuff at the minute.
Thank you in advance.. This is a great site BTW
Rach
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 24 August 2008 : 14:41:37
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Hi and welcome,
I dont know about the rest of your post, but the shopping and expenses I would clearly write what you actually spend.
As for the other stuff put it in if you dont ask you dont get. Whats the worst they can so "NO", so I would certainly add it on, dont forget to add things like TV lic, el, gas, water etc etc.
Take care
JO
"There is light at the end of the tunnel, if you cant find it, get a brighter torch!"
You can read my blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/2008/08/24/my-debt-free-future/ |
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Query about expenses
