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geomac
Starting Member

United Kingdom
18 Posts

Posted - 27 September 2008 :  18:29:57  Show Profile  Reply with Quote
Hello,
I hope somebody can put my mind at ease and help me !
I filed for Bankruptcy in Scotland and the AIB recieved the forms on the 5th Sept.
On the 9th I recieved the statutory declaration form to declare that I was on benefits/low income, had no assets over £1000 and no property etc.
This was returned to them the same day.
I have since heard nothing from the AIB but am aware that it can take up to 3 weeks in Scotland for the process to be completed.
However, this morning I recieved a letter from Sherrif Officers stating that they would be attending where I live on the 6th Oct to carry out "an attachment".
Firstly, I share a flat with friends so my main worry is what will happen to their belongings.
Do I phone the Sheriff Officers and explain that I filed for bankruptcy and that the AIB recieved the forms on the 5th Sept ?
Do I have to let them into the property ?
Do I tell them I have no assets and allow them in the property to my room to check for themselves ?
I really don't know what to do and am in a right state as the AIB is closed as is any solicitor as it's the weekend !
Can anyone please give me advice on what to do ?
Thank you in advance !
George

Geo

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 27 September 2008 :  18:38:04  Show Profile  Reply with Quote
Hi George and welcome

You are in a right state. I am not sure what you should do, but if the Sheriffs officer is not out till the 6th which is over a week away then you have a bit of time to call the AIB on Monday for more advice from them.
I take it by Sheriffs office you dont mean the OR as we know it but another debt agency, sorry i am still learning but wanted to try and help a bit.
I dont know how BR law works in Scotland maybe one of the other experts will be able to help you.
Good luck.

Jo x

"There is light at the end of the tunnel, if you cant find it get a brighter torch"

For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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geomac
Starting Member

United Kingdom
18 Posts

Posted - 27 September 2008 :  18:43:44  Show Profile  Reply with Quote
Thank you for thr quick reply Jo.
Basically The Sherif Officer in Scotland is like a bailiff in England if that's any help ?
After a "charge for payment" has been issued then in Scotland we can apply for Bankruptcy. which one was and it's the same company that have now instructed the Sheriff Officers/Bailiffs to proceed.
Probably best doing as you say waiting till Monday and checking with the AIB.
Thanks again !
George

Geo
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 27 September 2008 :  18:59:42  Show Profile  Reply with Quote
Hi George

Right now i see, i thought for a minute there that the OR was sending someone out.
I would def wait and speak to the AIB, they are there to stop all that, this is what we pay them for.
Good luck.

Jo x

"There is light at the end of the tunnel, if you cant find it get a brighter torch"

For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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geomac
Starting Member

United Kingdom
18 Posts

Posted - 27 September 2008 :  19:22:44  Show Profile  Reply with Quote
Thanks Jo.
Have a good weekend !
Best wishes,
George

Geo
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