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turborat
Junior Member
289 Posts |
 Posted - 18 November 2008 : 19:04:17
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Well, after all of the stress and sleepless nights my wife & I are now officially bankrupt!!
I must say I don't know what I was worying about regarding going to court.
We arrived at 8am for out 8.20 appointment after not sleeping and feeling like we both wanted to throw up with stress!!!
Was taken to where we needed to wait and within 5 mins we were in the clerks room going throught the forms. She was very kind and understanding and she explained it wasn't her job to have a go at us about our situation nor would the Judge if we had to go infront of him.
After around 15 mins she had gone through both of our forms and explaind what would happen next and we would could go & have a coffee but be back outside within an hour. After half an hour she came & found us an said she managed to rush it through for us and that it was all done!! We wer finally bankrupt!!
We went back into the office for 10 mins waiting for the OR to give us a call to explain what happens next and after talking to them (which was not bad either), that was it we could go!! 1 1/2 hours and we were on our way home feeling very wierd, and very tired!!!
I believe it could not have been a better experience (except for not having to go BR in the first place!) and we feel a lot better knowing that part is done. Only the OR interview to go but one step at a time.
I need to say a BIG thank you to everyone who has given me advice along the way as without you we would not have got through this process!
Hopefully th OR interview will go fine then we can really concentrate on getting on with the rest of our lives.. debt free!! |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 18 November 2008 : 19:14:41
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Hey TR
Im very pleased to hear about your painless day....its a really weird feeling once its done - The forms are so much more scary than court arent they.
Anyway, step 1 done with ease.....Hope you both have a great nite. Im really pleased for you.
Jenny
xx
Onwards and Upwards is the way im going :-0)
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turborat
Junior Member
289 Posts |
Posted - 18 November 2008 : 19:22:32
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Hi Jenny,
the forms were a knightmare without a doubt but I am glad I went over them and took my time as I believe this made today easier in the end. thanx again!!! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 November 2008 : 20:38:42
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Hi TR
Excellent news, well done both of you. Only one more hurdle and that will be that.
Your well on your way with your new debt free life, if you have anymore questions you know where we are. Oh and TR stay with us and when you can share your experiences.
You take care.
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Edited by - Needafriend on 18 November 2008 20:42:51 |
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joella68
Junior Member
United Kingdom
280 Posts |
Posted - 18 November 2008 : 21:00:58
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| thanks for the insight..........gives those of us yet to go through it hope :) |
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turborat
Junior Member
289 Posts |
Posted - 19 November 2008 : 12:36:45
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Hi joella68
From what I experienced and was told yesterday you really shouldn't have anything to worry about going to court. We were really surprised!! |
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jayne h
Junior Member
218 Posts |
Posted - 19 November 2008 : 14:50:37
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Hi TR,
Glad that the Court bit is over. It is so good that people are posting the same Court experiences over and over again, ie that it is not a bad one. It must be of some help to those people out there still waiting to go BR - I know it was to me.
Don't worry about the OR interview - just imagine they are sitting on the toilet!
Jayne xx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 19 November 2008 : 15:00:18
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HI JAYNE
I LIKE THAT THOUGHT :-)
NOW WHEN I HAVE TO DEAL WITH THEM THATS WHAT I WILL BE THINKING. LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 19 November 2008 : 16:27:46
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Oh that made me laugh too - and with my 'strict' or it will certainly give me something to imagine when im on the phone to them
 
Onwards and Upwards is the way im going :-0)
xx |
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turborat
Junior Member
289 Posts |
Posted - 19 November 2008 : 18:01:03
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| Brilliant! Great idea!!! lol |
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Now officially Bankrupt!!!
