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 Hi when you go BR and they print it in the paper
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md7
Starting Member



43 Posts

Posted - 21 November 2008 :  07:56:09  Show Profile  Visit md7's Homepage  Reply with Quote
Hi when you go BR and they print it in the paper do they also print your current address.

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 21 November 2008 :  08:19:14  Show Profile  Reply with Quote
Hi MD7

I think im right in saying yes they do as it would be the address that you are at now.



Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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md7
Starting Member



43 Posts

Posted - 21 November 2008 :  09:12:35  Show Profile  Visit md7's Homepage  Reply with Quote
Hi jo thanks not quiet what i wanted to here but i suppose there must be some way around it. some of the creditors i dealt with have there own way of getting money out of people.that is one of the reasons for dissapearing for 5 years,when this is all over i might write a book ha.thanks jo. dave

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movin on
Average Member

United Kingdom
946 Posts

Posted - 21 November 2008 :  09:33:38  Show Profile  Reply with Quote
I too wanted mine to be kept out of the paper, however you have to have a REALLY good reason by all accounts. I only found my name etc because i was looking for it, but i still not had any comeback from anyone. No-one seems to have seen it.



Onwards and Upwards is the way im going :-0)

xx
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 21 November 2008 :  09:36:28  Show Profile  Reply with Quote
Jo's right, they do put your current address, but they also put your previous address if you've moved in the previous 6 (I think) year.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 21 November 2008 :  09:37:12  Show Profile  Reply with Quote
Hey MD

I think you can go for something called a stay of advertisment.

It may be worth looking into that as if your reasons are genuine like your family could be indanger for example then you can apply to the court to do this, you would however need to have proof and a valid reason for the judge to grant this.

Best of luck.

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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md7
Starting Member



43 Posts

Posted - 21 November 2008 :  10:02:25  Show Profile  Visit md7's Homepage  Reply with Quote
thanks for the info i dont think my family are in danger just me. these people wont turn up on a credit report and i cant prove what happaned plus there is know way i would name them if the OR asks......well here goes 5 years ago 3 guys turned up at the unit i used have put a shotgun in my face pushed me in the back of a van then drove me 15 miles up on to the moors and left me there telling me i had 2 weeks to pay. scarry stuff.dave

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movin on
Average Member

United Kingdom
946 Posts

Posted - 21 November 2008 :  10:35:29  Show Profile  Reply with Quote
Oh Dave

I think you do need to make the courts aware of this - not sure about timing on telling them, maybe someone else can advise. You must try at least.

Good luck

Onwards and Upwards is the way im going :-0)

xx
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 21 November 2008 :  10:36:35  Show Profile  Reply with Quote
OMG! Dave thats really bad.

I would say that in a case like that if you have evidence to say you reported it that the judge may well grant you a stay of advertisment.

Good luck

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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RHB
Senior Member

1159 Posts

Posted - 21 November 2008 :  10:38:27  Show Profile  Reply with Quote
So you didn't pay them & moved away? Are they listed as creditors cos surely if you owe them money they should be otherwise I can't see a judge condeding to your request. I take it you didn't inform the police at the time?
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John
New Member



United Kingdom
73 Posts

Posted - 21 November 2008 :  10:58:25  Show Profile  Reply with Quote
Hi

if you informed the police then you would need to bring this to the attention of the Judge.

I can understand that this could determine whether or not you actually go through with the bankruptcy or not. Likewise even after bankruptcy it's unlikely such people would accept the letter of the law and foget the debt.

If I were you I would complete the necessary documentation and have the funds ready for bankruptcy. I would then go to the court to apply for a Stay of Advertisement for the reasons given above (this will cost £30 I think). I would make sure the application for the Stay has been considered and approved by the judge THEN submit your SoA etc.

If the Stay is refused then you will need further legal advice.

www.Bankruptcyhelp.org.uk
0800 078 9367
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md7
Starting Member



43 Posts

Posted - 21 November 2008 :  11:01:29  Show Profile  Visit md7's Homepage  Reply with Quote
Hi, no i never reported it didnt think that would be a wise move. i suppose i will just take my chances i need to get some kind of life back as i said before i have no credit cards or bank account the credit report will have to be a postal order i just hope when i have to pay the bankruptcy charge they take cash.dave

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John
New Member



United Kingdom
73 Posts

Posted - 21 November 2008 :  11:10:16  Show Profile  Reply with Quote
Hi Dave

cash is all they will accept at the court.

www.Bankruptcyhelp.org.uk
0800 078 9367
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RHB
Senior Member

1159 Posts

Posted - 21 November 2008 :  11:14:47  Show Profile  Reply with Quote
How much money do you owe them?

I would think if they haven't caught up with you in all this time then even if your address was published they are unlikey to go looking at bankruptcy notices in the papers but as john says no harm in asking.
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md7
Starting Member



43 Posts

Posted - 21 November 2008 :  11:23:42  Show Profile  Visit md7's Homepage  Reply with Quote
thank god for that.thankyou everybody for your advice,need to step away for a few days feel like i have said too much .thanks dave

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movin on
Average Member

United Kingdom
946 Posts

Posted - 21 November 2008 :  11:31:26  Show Profile  Reply with Quote
You need to open up from time to time - and as far as you thinking you have said too much then i dont thinks that and certainly noone on here will judge you at all.

Good luck

Onwards and Upwards is the way im going :-0)

xx
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