it will take a while, especially in this financial crisis.
Wierd but you need to take out credit to improve your ability to prove that you can repay debt.
So a mobile phone contract is good because they log your payments with the credit reference agencies.
catalogue purchases do the same
you may be offered a credit card with a HUGE interest rate and a low limit ( probably capital 1 with £200 limit at 40% apr) . Provided that you really manage this VERY CAREFULLY and pay it all of each month so there are not surprises your credit score will improve.
Also check that you are registered for poll tax and have a bank account.
these are all key factors.
Paul Johns Assisted Bankruptcy Specialists Reviva UK
For a Free Impartial Review before taking the leap call me @ Reviva UK www.revivauk.com
Please be aware that i am by no means trying to get you into debt again, but this is a pre paid card that if you dont put any on it you cant spent it.
LOL Jo x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
Edited by - Needafriend on 24 November 2008 08:48:14
Also a lot of bank accounts report to the credit agencies - I've got the Co-op Cashminder and a Nationwide basic Flexaccount and they both show on my files.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
How do i get my credit rating back after bankrupcy
Posted - 24 November 2008 : 07:48:31
