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ElleB
Starting Member
25 Posts |
 Posted - 26 January 2009 : 14:20:59
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Sorry if this has no real relevance on here but I have nowhere else to turn.
Following a bad business deal and subsequent repossession of our home which left a huge shortfall following the mortage company selling our home for 30% less than it was valued at ‘for a quick sale’ we have made the decision that the only way out of our debt nightmare is to declare ourselves bankrupt.
We go to court on the 12 Feb.
However, I am finding it very difficult to cope this last few days. I am the strong one in the relationship and deal with pretty much everything to prevent my OH having to stress too much and damage his mental health. I just want someone to take the stress away from me for a while. I am at the end of my tether and have no one I can lean on. My family are very judgemental and we aren’t close anyway so they don’t know the extent of our financial problems – what little they do know I make light of.
Even once we have been made bankrupt things will not ease off, as although I have no assets at all my OH has still got a joint mortgage on a house his wife lives in (not divorced yet, despite being separated for 6 years). I will then be left to sort all that out as between them my OH and his wife have done sod all, despite me telling them from day one, 6 years ago to get the house transferred into the wife’s name only.
I am fed up. I am tired and I have no fight left.
Pointless post, sorry for rambling. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 26 January 2009 : 14:29:38
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Hi ElleB,
Sorry to hear that you're having such a torrid time of it.
Take it from someone who has been through the process is there is only one way to deal with this and that is one thing at a time. If you try and think about everything that you need to do, it's just too much .... breaking it down and prioritising one thing at a time is the only way to get through it! Take a deep breath and you'll be fine.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 26 January 2009 : 14:33:10
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Hi there Elle and a very warm welcome to the family
This is not a pointless post as its important to you. Those of us who have already been there will say we ALL felt exactly the same as you at one point or another along the way - i still have my down days and i went br in october.
Please ask ANY questions as there is usually always someone day or night to answer your post.
I can tell you that you will NOT be judged here, as that is not what the site is about - we all support each other in times of need, so make sure you keep leaning on the forum for support.
Im sending big hugs your way (((((HUGS))))) and please do not think you are alone
Take care
Jenny
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 26 January 2009 : 14:34:22
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I couldn't have put it better myself Jenny :)
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 26 January 2009 : 14:35:41
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Thank you Julian - Im am human (apparently)
I am counting the compliments off you today 
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 26 January 2009 : 14:59:20
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Here's another one then ..... fantastic work, keep it up :)
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Very very down
