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Stressed Out
Starting Member
15 Posts |
 Posted - 26 January 2009 : 22:43:53
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Hi Guys i am nearly there with the forms, as i dont have any assets, most of the form i an sail through, he are my I & E, i live with my partner, and our baby boy, he has a car but it is paid via my partners business, is there any thing i have missed.
Rent £410
Housekeeping £400
Gas Electric £98
Water £27
Telephone £60
Petrol 2 and from work £100
Clothing £60
Council Tax £89
Tv Licence £12
Optitians £13
Pet £20
Hairdressing £20
Domestic Break £20
Total £1329
My income on benefits £263
Total Income £1329
We get free dental and prescriptions via tax credit
Thanks
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Stressed Out
Starting Member
15 Posts |
Posted - 26 January 2009 : 22:45:34
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| Sorry i put total income at bottom, i ment total monthly expenses, starting to get nervous, 7 days to court...... |
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John
New Member
United Kingdom
73 Posts |
Posted - 26 January 2009 : 23:03:41
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Hi Stressed Out
looks good to me, all claims are realistic.
You might consider dry cleaning (£10)// meals at work (£2.50 per adult per day)// contents insurance (at cost)
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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Stressed Out
Starting Member
15 Posts |
Posted - 26 January 2009 : 23:15:06
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Hi thanks for your speedy reply, i am a full time mum and my partner who is disable only works 3 days a week, we dont have any dry cleaning, and he takes his own meals etc, dont want to claim for things we dont have.
Iam i right in thinking that i just take off my benefit income and the balance will be what he puts into the pot so to speak, so i put these figure on my S & A.
My next job is the causes of bankruptcy section, my problems started over 7 years ago when i got divorces and most of the debts were in my name, after losing my job i set up a dmp with payplan, which was going on ok untill the summer of this year when our benefits were cut and my partner went back to work 3 days a week, so i used my credit card to pay other debts and the cycle continued, should i go into details, dates etc, like my step dad was diagnosed with cancer and given weeks to live, he lived in wales so i had to used the card for petrol and food etc travelling there etc before he died just before christmas.
Do i put all these details down or is that going off course.
sorry to go on just dont want to do the forms wrong, any advice would be a great help
thanks |
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John
New Member
United Kingdom
73 Posts |
Posted - 27 January 2009 : 11:18:27
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Hi
for question 6.3 you enter £0.
For question 6.6 you should enter all benefits that come into the household.
Type of benefit // how much received per month // who claims it.
In question 6.7 you should enter the income per month from your partners employment.
You can enter as much detail as you wish in your explanation.
The easiest format is to use bullet points in date order as events took place. That makes it simple for the examiner to understand.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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© bankruptcyhelp |
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S&A Form I & E could some one please look
