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Skippy
forum expert
United Kingdom
3290 Posts |
 Posted - 22 July 2009 : 16:30:30
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I went down the 2 Cashminder route and it's made life a lot easier, and now the Co-op have let me open a savings account so at least I can transfer money quickly.
I agree there is a place for managed accounts, but my point is I would only ever recommend them as a last resort.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
24 IPA payments made, 12 to go - on the home straight! |
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aerohead
Starting Member
2 Posts |
Posted - 22 July 2009 : 19:52:15
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Hi
I have a cashplus prepaid mastercard although not bankrupt or on IVA yet I set this up when i lost all my credit cards and i can highly recommend.
www.mycashplus.co.uk |
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jacobsmith
Starting Member
United Kingdom
5 Posts |
Posted - 23 July 2009 : 00:11:35
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I think I will only repeat what i said in some of my other blog posts around prepaid cards and basic bank accounts:
The prepaid cards that charge £12.50 or so a month come with a basic bank account so not really fair to compare with just prepaid cards. Cashplus can be around £4.95 or nothing based on the type of card chosen but then there are other cards which are free.
I think cashplus is good if you are looking for a card and also looking to build credit history using their creditbuilder facility but any of the previously mentioned products like onebanking, thinkbanking etc also give you a basic bank account facility so need to make sure we are comparing apples with apples.
So choose wisely based on what your needs are going forwards. You can review a number of prepaid card products as well as basic banking products here - http://www.prepaid365.com/compare-unbanked-prepaid-cards.html
Cheers
Jacob (Not the one from "LOST"  )
Fighting the good Fight! |
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nicdavies75
New Member
United Kingdom
63 Posts |
Posted - 23 July 2009 : 20:56:28
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quote:
Originally posted by Jane.l
I have been really happy with my Barclays basic account for nearly 2 years now and, even better, it now comes with a debit card, which I received on Saturday, so I can now shop online myself without asking my daughter to order stuff for me! I have a couple of direct debits set up on it too.
There is no way I would pay to run a bank account
Hi Jane.l, can i ask you what account you have, is it the very basic cash card account, or the basic Barclays bank account? I told them at Barclays i was about to go BR, and they opened a Barclays bank a/c + a savings a/c for me, but i am still uncertain to whether or not these will be closed, even though they said it shouldn't. Did you open yours before or after declaring BR? |
Edited by - nicdavies75 on 23 July 2009 20:57:45 |
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basic bank account
