I know Bankruptcy is the way forward for me, I owe about 25K all unsecured and live in rented accommodation, But I can never seem to get the £500 together to file it, is there any option
Are you still paying your creditors? If so stop this and use the money to get the £510 together. You can also get assistance if you are on benefits and only have to pay a reduced amount.
Are you still paying your creditors? If so stop this and use the money to get the £510 together. You can also get assistance if you are on benefits and only have to pay a reduced amount.
I have most of them accepting £1 a month, on health grounds, but they continually ring and hassle for more, want monthly budget sheets etc. I am able to work enough to pay the rent etc, (against doctors advice) but just cant seem to get the £510 together
Thanks I am really just trying to keep working which is like catch 22 either work longer hours and make my self unwell to get the money to file bankruptcy, or quit work which I really dont want to do, or put up with the constant phone calls.
Don't worry about the calls from the creditors and it's probably best to ignore them rather than getting stressed as you don't have any money to give them anyway.
From other posts it can normally take a creditor up to about 6 months before they actually take anyone to court over their debts. You are looking to go BR and this is all the creditors can threaten you with so even if you don't answer the calls the worst they will do is petition for BR against you and this would save you paying the fee anyway.
I know Bankruptcy is the way forward for me
Posted - 03 May 2009 : 12:24:17
