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end or teather
Junior Member
United Kingdom
254 Posts |
 Posted - 13 May 2009 : 15:04:10
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Hi All,
Got a letter today from O.R. as from last Friday 8th May
i am discharged,would like to thank everyone for their help during the last 6 months, and to all who are now going through it, just keep posting on this site, there is light at the end of the tunnell,
Thanks
E.O.T. |
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John
New Member
United Kingdom
73 Posts |
Posted - 13 May 2009 : 16:28:53
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Hi
Congratulations E.O.T.
John White
England Jackman & Spacey |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 13 May 2009 : 17:12:02
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| 6 months is pretty good for an ED. Well done!! |
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sleeplessnights
Junior Member
United Kingdom
256 Posts |
Posted - 13 May 2009 : 17:38:04
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wow, 4th November to May 8th,
congrats
We went Bankrupt on the 6th October 2008
We saw the O.R. within 2 hours.
We recieved the Early Discharge forms around the 20th Feb 2009 and promptly completed them and returned them to the R.T.L.U.
We are still waiting some 11 weeks later for any news.
When did you get your early dischare form to fill in?
Cheers
Matt |
Edited by - sleeplessnights on 14 May 2009 19:13:31 |
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end or teather
Junior Member
United Kingdom
254 Posts |
Posted - 13 May 2009 : 18:15:51
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Hi,
Got the forms about 1 month ago, filled them in and the next thing got the letter, it looks like its all over, don't worry i think it all depends how busy the office is,i would have thought you would have heard by now if there was anything wrong.
Good Luck.
E.O.T. |
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Angie
New Member
United Kingdom
81 Posts |
Posted - 14 May 2009 : 11:48:59
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Hello
I went B in early November 2008 and received an Income form to fill out in mid-March 2009 and then got a letter at the end of April 2009 to say the OR had finished with my case ...
6 months on I suppose the next step is to see if the Creditors agree to early discharge (if not then I will have to wait until early November 2009).
Congratulations to end or teather and I do hope sleeplessnights you hear something soon.
This forum is like a life boat it really is thank you so much everyone and a big thank you to JOHN England Jackman & Spacey a real Star! Don't see many of them these days not even in the Sky!
p.s. what does a early discharge letter look like .. just curious what does it say?? |
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end or teather
Junior Member
United Kingdom
254 Posts |
Posted - 14 May 2009 : 20:56:06
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Hi Angie,
if your OR has finished with your case, you will probably be refered to a RTLU department,if all is ok, you will have a letter of discharge which states your name,address and from the date this notice is filed in court you are discharged from bankruptcy.i hope you don't have to waite long for yours. Good Luck.
EOT |
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Angie
New Member
United Kingdom
81 Posts |
Posted - 14 May 2009 : 22:38:58
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| Thanks for your reply end of teather for me the 6 months have gone by really slowly I suppose because I am out of work and finding each day tough to deal with in any case only 6 more months to go until early November 09 and then my 12 months will be complete and I won't have to wait for the creditors permission. |
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ripski
New Member
United Kingdom
90 Posts |
Posted - 15 May 2009 : 06:19:14
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Gone Br and had interview . Now waiting for all the admin and how much I am to pay.
? What is an RTLU. Why do you do an Income and E at the point of early disharge. Is this to re assess your IPA .
?Does this happen at the 12 mths stage as well or just for early discharge to inform creditors
I know that you quite rightly have to inform them if you have a windfall,assett or changes to income but I thought that the onus was on the individual.
Is the OR involvement and checks continuous throughout the 12 mth period. Obviuously they have control of your financial affairs on paper but I thought, prob niavely, that once the payment was set up and the admin complete that was it . I was told by an expert right at the outset that they do not ask to see bank statements again
ripski1 |
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Angie
New Member
United Kingdom
81 Posts |
Posted - 15 May 2009 : 11:09:51
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John ... over to you re: Ripski!
p.s. no news as yet on my Tax Refund £194 I bet this has thrown a spanner in the works re my (possible early discharge = 12 months Nov 09) as now they have to investigate this money going into my account! |
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Early Discharge
