I have yet to start paying my IPA, which was due to start this month, but I needed urgent dental treatment, which cost me £200 and so I informed my OR and Moon Beever and they said it would be okay to delay payment until the following month. The way I'm going, I'm never going to start my IPA.lol. I also received a pay increase of £90 per month, so I will have to inform the OR about that. Whether they'll let me keep it or take it away, I'm not sure.
If they do decide to take it will they only be able to take 70% of it (ie. £63)or will they take the whole amount?