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 Just booked our BR - 2nd June!
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emdaz
New Member



71 Posts

Posted - 27 May 2009 :  09:23:58  Show Profile  Reply with Quote
All booked now... they had cancellation (if not would been 16th), so we went for it, sooner the better eh?

Feel quite anxious.

philtam
Starting Member

United Kingdom
28 Posts

Posted - 27 May 2009 :  10:11:35  Show Profile  Reply with Quote
Hi,
We have just book ours as well - 30th July. Before booking I felt quite calm and now that I have book I am feeling very nervous.
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gettingoutofdebt
forum expert



2418 Posts

Posted - 27 May 2009 :  10:15:49  Show Profile  Reply with Quote
Yeah, the sooner the better as the sooner that the calls/letters stop from creditors although it can take a couple of weeks for those to stop as well.

I was declared BR on the 11th May and sent a copy of the certificate to my creditors and also passed on the details to those that called but yesterday (26th May) was the first day without any creditor calls.

philtam - 30th July two months away; they must really be busy in your area?
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panicked-mum
New Member



United Kingdom
52 Posts

Posted - 27 May 2009 :  10:25:26  Show Profile  Reply with Quote
Well done Emdaz/Philtam,

wish we were ready to set a date but still saving for rent/bond, then on to the task of court fee! All that with baby stuff to buy too, arghhhhhh!!

I'm sure everything will be much easier than you expect and you'll
feel relieved to get it out of the way!!!

Fingers crossed for you x
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philtam
Starting Member

United Kingdom
28 Posts

Posted - 27 May 2009 :  11:03:32  Show Profile  Reply with Quote
I think it is busy. I was offered a cancellation for 2nd June but could not have got the fee together by then. Area is Bristol.
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emdaz
New Member



71 Posts

Posted - 27 May 2009 :  13:49:24  Show Profile  Reply with Quote
Were in Yorkshire, we have had our fee's and bond/rent ready, so we were just waiting until we found a property to rent and then sorted out swapping our car and finally filling out all the forms etc. Good to have it booked now. We are quite fresh into this and only have received a couple of letters from our creditors, thank-god know calls.

I think moving house with 2 small babies will be more stressful than going BR though. I'm not looking forward to sorting and packing etc...

Will we get a letter then to send to our creditors?
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gettingoutofdebt
forum expert



2418 Posts

Posted - 27 May 2009 :  16:33:38  Show Profile  Reply with Quote
Once you are BR you can send a copy of the BR certificate to your creditors or give them the details over the phone if they call. The OR will contact them as well but this can take 6-8 weeks. Be warned that it does take a bit of time for the fact you are BR to filter through to the call centres so you will probably still receive calls for about 2 weeks after being BR even if you send them a copy of the certificate.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 27 May 2009 :  17:12:38  Show Profile  Reply with Quote
Good luck to both of you.

I wouldn't worry too much about calls afterwards (apart from the nuisance factor!) they can't do anything to you at all!

The glimmer gets brighter all the time

Jan
xx
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