Had OR phone call today and I must say I was so scared that I was shaking just before she called. I was expecting the worst and to be honest it wasnt as bad as I thought, although a little bit nerve racking at times as I felt bad about the bankrupcy but it was our only way out. So glad its over, and hope to God we dont lose the car. Another thing is, is that the OR is sending a form for my husband and I to fill out together with our income and expenditure - why would this be any different than seperate ones - I dont really understand it. We are also to fill in a form about trying to keep the car as my husband said he doesnt need it for day to day basis -although when he is here he does use it. The main reason we use it is to take my boys to see their dad and we have 4 kids and going shopping on a bus would surely not be anyones cup of tea. Do you think we will lose the car? I hope not. This is my only worry now.