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 bankruptcy postbag for may
 I am seriously considering bankrupcy		  New Topic  Reply to Topic
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anastasia
Junior Member

United Kingdom
171 Posts
Posted - 29 April 2008 :  21:02:38  Show Profile  Reply with Quote
I am seriously considering bankrupcy as i got into debt due to ill health & losing my job, approx £20,000
My income at present is Incapacity Benefit only & my husband is self employed.
My home is shared with my husband and our 5 yr old.
My question is would my husbands house which has always been mortgaged in his name only be considered an asset towards repaying my debts.
My husband has stated that he cannot afford to help me clear my debts

melanie_giles
Senior Member



1191 Posts
Posted - 30 April 2008 :  00:22:11  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
Hi there and welcome to the forum

How long have you been married and do you make any contribution towards the household costs or the mortgage?

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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anastasia
Junior Member

United Kingdom
171 Posts
Posted - 30 April 2008 :  10:49:00  Show Profile  Reply with Quote
Hi
We have been married nearly 3 yrs.
The house has been in his name for 17 yrs & all the household bills are also in his name only.
He pays all the bills I buy the shopping & kids clothes.
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melanie_giles
Senior Member



1191 Posts
Posted - 01 May 2008 :  00:24:16  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
Given the circumstances you describe, I feel it is unlikely that a Trustee could argue that you have developed a beneficial interest in this property.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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