i recently lost my house and my car as i could not longer meet the repayments. i also have 2 store cards amounting 3000 altogether i owe around 30000 and need assistance in finding a solution
Depending upon your financial situation BR may be the best option but you should get some professional advice from the CCCS, CAB or National Debtline.
The following companies post on this board and are highly respected. They offer free advice and will only charge if you want their assistance in completing the BR forms or even accompanying you to court on the day: